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Hyundai i20 Insurance Cost UK 2026

The Hyundai i20 costs around £665 a year to insure comprehensively in 2026, sitting in insurance groups 4–27 depending on trim and engine — comfortably below the UK average of roughly £600–£660 for the cheapest S and SE variants, but higher for the sporty i20 N.

See cost by driver age Browse all vehicles

4–27

Insurance group range (of 50)

£665/yr

Typical all-driver premium

£411/yr

Cheapest settled-driver rate

Direct answer

What does it cost to insure a Hyundai i20?

A typical Hyundai i20 costs about £664.80 per year (roughly £60 a month) on a comprehensive policy, according to Finder UK data. That figure is an all-driver average — your real quote depends heavily on the exact trim, your age, postcode and no-claims history.

The i20 spans a wide insurance group range of 4 to 27 (out of 50). Entry-level petrol cars — the S and S Air 1.2 — sit in group 4, one of the cheapest brackets on the road, which is why the i20 regularly appears on lists of affordable superminis for new and younger drivers. Popular 1.0T-GDi 48V mild-hybrid trims (Premium, Ultimate, N Line) climb to the mid-teens, while the performance i20 N hot hatch reaches the mid-20s.

Four things drive the cost:

Insurance group — the single biggest lever. Group 4 versus group 27 is a large gap in base risk rating (Thatcham/ABI band the car on performance, repair cost, parts prices and security).
Vehicle value — the i20 is a modestly priced supermini, so write-off and theft payouts are contained, keeping premiums sensible.
Repair cost — parts are widely available and affordable, and body panels are cheap to replace, which helps the lower trims rate well.
Security — Hyundai fits a Thatcham Category 2 immobiliser (and often a Cat 1 alarm) as standard on UK cars, reducing theft risk and helping the group rating.

The numbers

Hyundai i20 insurance cost by driver age

The table below shows indicative annual comprehensive premiums for a cheap group-4 Hyundai i20 (S Air 1.2), based on Finder UK worked examples and the wider UK age-band trend from the Confused.com Price Index. Younger drivers pay far more; premiums fall sharply through the 20s and settle from the mid-30s onward.

Hyundai i20 (group 4): worked annual premium by driver age — UK 2026

Premiums more than halve from age 20 to the settled 40s and 50s.

Source: Finder UK (age-worked group-4 i20 examples: £784 at 20, £434 at 30, £417 at 40, £411 at 50); Confused.com Price Index UK age-band averages; ABI.

Driver age band	Indicative annual premium	Notes
17–24 (new driver)	£1,450–£2,400	Highest risk band; a black box can cut this materially
25–34	£500–£780	Falls fast as no-claims bonus builds; ~£784 at age 20 tapering to ~£434 by 30 on a group-4 car
35–64	£410–£460	Cheapest years; ~£417 at 40, ~£411 at 50 (group-4 example)
65+	£450–£600	Edges up gradually with age; still affordable on lower trims

Sources: Finder UK (age-worked group-4 i20 examples: £784 at 20, £434 at 30, £417 at 40, £411 at 50); Confused.com Price Index UK age-band averages; ABI. Figures are indicative — get a live quote for your circumstances.

Save money

The cheapest way to insure a Hyundai i20

Pick a low-group trim. An S or S Air 1.2 in group 4 can cost less than half the equivalent i20 N (group ~24–27). If insurance is your priority, buy down the range.
Compare on more than one site. Quotes for the same i20 have ranged from under £300 to over £3,000 — shopping around via Compare the Market, MoneySuperMarket and Confused.com is the biggest single saving.
Build and protect your no-claims bonus. Five years of NCB can knock 60%+ off the base rate — the main reason a 20-year-old pays nearly double a 30-year-old on the same car.
Consider a black box (telematics) if you're under 25 — it often cuts young-driver premiums by 20–40% on an i20.
Increase your voluntary excess sensibly, pay annually rather than monthly (monthly adds interest), and keep the car on a driveway or in a garage.
Add an experienced named driver and keep the car standard — modifications push you up a group and can void cheap deals.

FAQs

Hyundai i20 insurance: your questions answered

What insurance group is the Hyundai i20?

The Hyundai i20 spans insurance groups 4 to 27 out of 50. Entry-level S and S Air 1.2 petrol models sit in group 4, mid-range 1.0T-GDi mild-hybrid trims (Premium, Ultimate, N Line) reach the mid-teens, and the performance i20 N hot hatch sits in the mid-20s.

How much does it cost to insure a Hyundai i20?

The all-driver average is about £664.80 a year (around £60 a month) on a comprehensive policy, per Finder UK. A settled 35–64-year-old on a group-4 trim can pay closer to £410–£460, while a new 17-year-old driver may pay £1,450–£2,400.

Why does the Hyundai i20 cost what it does to insure?

Four factors: its insurance group (4–27), its modest value as a supermini, cheap and widely available repair parts, and standard Thatcham Category 2 security. Lower trims tick every box for affordability; the sporty i20 N costs more because of higher performance, value and repair costs.

Which is the cheapest Hyundai i20 trim to insure?

The Hyundai i20 S 1.2 and S Air 1.2 sit in group 4 — the cheapest to insure. Older Classic 1.2 models also fall in group 4. Avoid the N Line and i20 N if premium is your main concern; they rate in the mid-teens to mid-20s.

Is the Hyundai i20 cheap to insure for new and young drivers?

Yes, relatively. A group-4 i20 is one of the more affordable superminis for 17–24s and often appears on cheapest-cars-to-insure lists. Young-driver premiums are still high in absolute terms (£1,450–£2,400), but the low group and telematics options make the i20 a sensible first car.

Is there a hybrid or electric Hyundai i20, and does it affect insurance?

There is no fully electric i20 in the UK, but most modern 1.0T-GDi petrol trims use 48V mild-hybrid (MHD) tech. This adds a small amount to the group rating (mid-teens) versus the plain 1.2 petrol, mainly because of the higher spec and value rather than the battery itself.

Do modifications increase Hyundai i20 insurance costs?

Yes. Alloy upgrades, remaps, body kits and non-standard exhausts push you into a higher group, can invalidate the cheapest quotes, and must always be declared. Keeping the i20 standard is one of the easiest ways to hold the premium down.

Will a black box lower Hyundai i20 insurance?

For under-25s, yes — a telematics (black box) policy typically cuts young-driver i20 premiums by 20–40% by rewarding safe mileage, timing and braking. For older drivers with a solid no-claims bonus, a standard policy is usually already cheaper.

Compare and dig deeper

Browse insurance costs for every model in our all vehicles hub, benchmark against the national picture in the UK car insurance cost index, and learn how ratings work in our guide to insurance groups.

Our sources

How we sourced this page

Finder UK — Hyundai i20 insurance group and cost (group 4–27 range, £664.80 average, age-worked examples).
Confused.com — UK premium averages and age-band trends.
MoneySuperMarket — UK car insurance price index benchmarking.
ABI (Association of British Insurers) — motor premium tracker.
Thatcham Research / ABI — insurance group classification methodology and vehicle security.

Figures are indicative and change with the market — always get a live quote for your own circumstances.

Reviewed by the Car Insurance Expert editorial team.

Last updated: 17 August 2026

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