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Honda Jazz insurance cost UK 2026

The Honda Jazz costs around £732 a year to insure comprehensively and sits in insurance groups 12–22 of 50, making it a mid-priced, sensible supermini — a touch above the UK's roughly £600 average because the current hybrid model carries higher repair and technology costs.

See cost by driver age All vehicles

Groups 12–22

Insurance group range (of 50)

£732/yr

Typical comprehensive premium

+£132

Above the ~£600 UK average

Direct answer

What does it cost to insure a Honda Jazz?

A Honda Jazz typically costs about £732 per year for a comprehensive policy, or roughly £66 a month if you spread the payments, according to Finder's March 2026 analysis. That is modestly higher than the UK average of around £600 reported across recent industry indices, but well below sportier or premium superminis.

The Jazz spans insurance groups 12 to 22 out of 50. Older 1.2 and 1.4 petrol models (2002–2015) sit as low as group 12–15, while the current fourth-generation 1.5 e:HEV hybrid is rated higher: the Elegance trim is group 21 and the Advance and Advance Sport are group 22, per Parkers. These bands are set by Thatcham Research on behalf of the Association of British Insurers (ABI).

Four things drive the Jazz's cost. Value: the current hybrid is a £25,000+ car, so its group is higher than the old bargain Jazz. Repair costs: the e:HEV hybrid's electric motors, battery and driver-assistance sensors are pricier to replace after a knock. Security: standard immobiliser and alarm keep it out of the highest bands. Safety: Honda Sensing crash-avoidance tech helps limit claims. On balance the Jazz is a low-risk, reliable car that insurers price fairly — just not as cheaply as its budget reputation suggests.

The numbers

Honda Jazz insurance cost by driver age

The figures below are indicative annual comprehensive premiums drawn from Finder's Honda Jazz quote data. Younger drivers pay a large premium regardless of the car; the Jazz's steady handling and low group rating make it a comparatively forgiving first car within its class.

Honda Jazz: typical annual insurance premium by driver age — UK 2026

Premiums fall from about £1,130 for a young driver to around £530 in middle age.

Source: Indicative figures based on Finder quote data (correct as of May 2025; page updated August 2026).

Driver age band	Indicative annual premium	Notes
17–24 (typical age 20)	£965–£1,300+	Highest cost; a black box can cut this sharply
25–34 (typical age 30)	£590–£660	Premiums fall quickly once experience builds
35–64 (typical age 40–50)	£520–£545	Cheapest band for most Jazz owners
65+	£540–£620	Edges up slightly with age; still low-risk

Indicative figures based on Finder quote data (correct as of May 2025; page updated August 2026). Actual premiums vary by postcode, mileage, claims history and trim. Older group-12 petrol Jazz models sit at the lower end; current group-21/22 hybrids at the higher end.

Save money

The cheapest way to insure a Honda Jazz

A few practical moves make a real difference on a Jazz:

Pick a lower-group trim. An older 1.2 or 1.4 petrol Jazz (group 12–15) is materially cheaper to insure than the current group-21/22 hybrid. If insurance cost is your priority, the earlier generations win.
Compare across the whole market. Use comparison sites, then check direct-only insurers separately — the cheapest Jazz quote often comes from an insurer that does not appear on aggregators.
Consider a black box. Telematics policies can cut a young driver's premium by 30–40%, and the Jazz's gentle performance suits safe-driving scoring well.
Pay annually. Paying the whole year up front avoids the interest charged on monthly instalments (often 20–30% APR).
Increase your voluntary excess sensibly, build no-claims discount, and keep the car on a driveway or in a garage where possible.
Add a named experienced driver and keep annual mileage realistic — the Jazz is efficient, so low genuine mileage can lower the price.

For a wider view of what drives prices nationally, see our UK car insurance cost index and our guide to how insurance groups work.

FAQs

Honda Jazz insurance: your questions answered

What insurance group is the Honda Jazz in?

The Honda Jazz spans insurance groups 12 to 22 out of 50. Older 1.2 and 1.4 petrol models sit around groups 12 to 15, while the current 1.5 e:HEV hybrid is rated group 21 (Elegance) to group 22 (Advance and Advance Sport). Groups are set by Thatcham Research on behalf of the ABI.

Why does the newer Honda Jazz cost more to insure than the old one?

The current hybrid Jazz is a more expensive car with electric motors, a battery pack and advanced Honda Sensing driver-assistance sensors. All of these push up repair and replacement costs after an accident, which lifts it into groups 21 and 22 — considerably higher than the group-12 bargain Jazz of a decade ago.

Which Honda Jazz trim is cheapest to insure?

Among current models, the Elegance (group 21) is fractionally cheaper than the Advance and Advance Sport (group 22). Overall, though, an older petrol Jazz in group 12 to 15 is the cheapest way to own a Jazz on insurance — the difference between group 12 and group 22 is significant.

Who offers the cheapest Honda Jazz insurance?

There is no single cheapest insurer — the best price depends on your age, postcode, mileage and claims history. The reliable approach is to run a full comparison across aggregator sites, then separately check direct-only insurers such as Direct Line and Aviva, which do not always appear on comparison sites.

Is the Honda Jazz a cheap car for new or young drivers to insure?

It is reasonable rather than the outright cheapest. A group-12 older Jazz is a strong first-car choice, but the current hybrid's group 21/22 rating means young drivers face higher quotes. Rivals such as a base Vauxhall Corsa (group 10) or Skoda Fabia (group 12) can undercut the new Jazz for a first policy.

Does the Honda Jazz hybrid affect insurance cost?

Yes. The self-charging e:HEV hybrid system adds electric motors, a battery and extra electronics that are costly to repair, which is a key reason the current Jazz sits in groups 21 to 22. It is not a plug-in and needs no charging, but the hybrid drivetrain still raises the group compared with the old petrol-only Jazz.

Will modifications increase my Honda Jazz insurance?

Almost always. Non-standard alloys, remaps, exhausts or body styling raise your premium and must be declared — an undeclared modification can void the policy. The Jazz is bought as a practical, sensible car, so keeping it factory-standard keeps insurance at its lowest.

Can a black box lower Honda Jazz insurance?

Yes, especially for younger drivers. Telematics (black box) policies reward safe driving and can cut a 17 to 24 year old's premium by around 30 to 40%. The Jazz's calm, low-powered nature suits telematics scoring, so it is a good match for a black box policy.

Our sources

Sources & methodology

Finder UK — Honda Jazz insurance group & cost (average premium and age-band data, updated March 2026)
Parkers — Honda Jazz (2020 onwards) insurance groups (current trim group ratings)
Thatcham Research / Association of British Insurers (ABI) — insurance group rating system
MoneySuperMarket and Compare the Market — telematics and black box savings data

Premiums are indicative and vary by individual circumstances; always compare live quotes for your own details. Reviewed by the Car Insurance Expert editorial team. Last updated: 17 August 2026.

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