Q1 2026 UK Premium Index live · refreshed quarterly Independent · Editorial · FCA introducer disclosures in footer
About Car Insurance Expert

Independent UK car insurance research, by vehicle, driver and situation

Car Insurance Expert is an independent UK editorial site publishing data-led guides on car insurance pricing, regulation and choice. Founded in 2026, we cover 240+ vehicle models, every DVLA conviction code, all 50 insurance groups and the full driver demographic spectrum.

What we do

We publish original research and structured guidance that helps UK drivers understand what they should be paying for car insurance — and where to find it. We do not sell insurance, we do not arrange policies, and we do not act as an FCA-authorised intermediary. Where we link to insurer or comparison-site partners, we may earn a commission under clearly disclosed introducer arrangements.

What we don't do

  • We don't give financial advice. We provide information so you can make your own decisions.
  • We don't accept payment for editorial placement. Broker and insurer rankings are based on market presence, transparency and consumer reviews — not on commercial arrangements.
  • We don't collect your personal data unless you actively submit it (e.g. via a contact form). See our Privacy Policy.

Editorial independence

Our editorial team operates independently of any insurer or comparison-site relationship. Methodology pages document how our data is gathered; sources are cited on every guide page. Our Editorial Standards page sets out the rules our writers follow.

How to reach us

Editorial enquiries, error reports and content suggestions: editorial@carinsuranceexpert.co.uk.

Last updated: 25 May 2026