UK Premium Index live · refreshed with each ABI & Confused.com release Independent · Editorial · Information only — disclosures in footer
Typical costs
Terms of Use

Terms governing use of this site

These terms govern your use of carinsuranceexpert.co.uk. By using the site, you agree to be bound by them.

Typical UK car insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

1. Information only — not financial advice

All content on this site is provided for general information purposes only. It does not constitute, and should not be relied upon as, financial, legal or insurance advice. The Car Insurance Expert team is not authorised by the Financial Conduct Authority to give regulated financial advice. See our FCA Disclosures page.

2. No insurance arrangement

Car Insurance Expert does not arrange, sell or service insurance policies. Where you follow a link to an insurer's or comparison site's own website and obtain a quote or buy a policy, that transaction is between you and that firm — Car Insurance Expert has no role in the resulting contract.

3. Commercial relationships

This site does not make any money. There are no affiliate links, no advertising and no commission from any insurer or comparison site, and we do not sell leads or your details. If that ever changes, this page and our editorial standards will say so first.

4. Accuracy

We make reasonable efforts to ensure accuracy of cost data, regulatory information and broker details. Premium figures are averages and indicative ranges — individual quotes will vary. Always verify any information that influences a financial decision with the underwriter or broker concerned.

5. Intellectual property

All content (text, data tables, schema markup, design) is © Car Insurance Expert. The Cost Index dataset is available for editorial citation under CC BY 4.0 with attribution. Other content may not be reproduced without written permission.

6. Liability

We accept no liability for losses arising from reliance on the information on this site, except where such liability cannot be excluded by UK law. Nothing in these terms limits our liability for fraud, death or personal injury caused by our negligence.

7. Governing law

These terms are governed by the laws of England and Wales. Any dispute will be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Changes

We may update these terms as our practices or applicable law change. Continued use of the site after a change constitutes acceptance of the revised terms.

Last updated: 30 August 2026