Vehicle Data · Updated August 2026

Alfa Romeo Giulia Insurance Cost UK 2026

Q: What insurance group is the Alfa Romeo Giulia?

Standard Giulia models fall between insurance groups 22 and 37 out of 50. Entry 2.2-litre diesel cars in Sprint and Ti trim sit at the lower end (roughly groups 22–25), the 2.0-litre petrol Veloce sits in the high twenties to low thirties, and top petrol trims reach group 37. The 510hp Quadrifoglio is rated far higher, at groups 44–49.

Q: Is the Alfa Romeo Giulia Quadrifoglio expensive to insure?

Yes — significantly. The Quadrifoglio averages about £2,380 a year, roughly 2.4 times a standard Giulia and almost four times the UK average premium. Its 2.9-litre twin-turbo V6 produces 510hp, placing it in insurance groups 44–49, and repair costs for its carbon-ceramic brakes, bespoke bodywork and performance drivetrain are far higher than the mainstream range.

Insuring an Alfa Romeo Giulia costs around £992 a year on a comprehensive policy in 2026 — about £88 a month, and roughly 65% above the £600 UK average. The Giulia sits in insurance groups 22–37, with the 510hp Quadrifoglio rated far higher at groups 44–49 and averaging £2,380. This page breaks the cost down by driver age and by variant, and shows where the savings are.

Jump to the cost tables UK Cost Index 2026

Groups 22–37

Insurance group range, standard Giulia range

£992/yr

Average UK comprehensive premium, all ages

£2,380/yr

Quadrifoglio average — 2.4× a standard Giulia

Direct answer

What Giulia insurance actually costs in 2026

The average UK comprehensive premium for an Alfa Romeo Giulia is £991.82 a year, or £87.61 a month paid monthly, according to Finder’s 2026 model-level analysis. That figure blends quotes across driver ages and postcodes, so your own price will sit either side of it depending on age, location, mileage and claims history. Against the roughly £600 UK average comprehensive premium tracked on our 2026 Cost Index, the Giulia carries a premium of about 65%.

That gap is almost entirely explained by group rating. Every car sold in the UK is placed into one of 50 insurance groups by the Group Rating Panel, administered by Thatcham Research for the ABI. Standard Giulia models land in groups 22 to 37, against a UK average car nearer group 15. Cars registered from 1 August 2024 also carry a Vehicle Risk Rating from 1 to 99, which scores performance, damageability, repairability, safety and security — and the Giulia’s rear-wheel-drive performance brief scores against it on the first two.

The single biggest variable is not the car, though — it is the driver. A 17–24-year-old insuring a Giulia can expect to pay around £1,815, while a 45–64-year-old with a clean licence and several years of no-claims pays nearer £725 for the same car. That is a spread of more than £1,000 on an identical vehicle, and it dwarfs the difference between one Giulia trim and another.

Table 1 — By driver age

Alfa Romeo Giulia premium by driver age

Age remains the strongest single predictor of claims risk, and it moves a Giulia premium further than any trim choice. The figures below scale our composite UK age curve to the Giulia’s £992 model average, for a driver with a clean licence on a comprehensive policy.

Alfa Romeo Giulia insurance by driver age — UK 2026

Average annual comprehensive premium. A 17–24 driver pays about 2.9× a 65+ driver on the same car.

Sources: Finder UK Alfa Romeo Giulia model analysis 2026; ABI Motor Insurance Premium Tracker Q1 2026; Confused.com Price Index Q1 2026; Car Insurance Expert composite quote sample.

Driver age band	Typical annual premium	vs UK average (£600)
17–24	£1,815	+203%
25–34	£1,320	+120%
35–44	£1,025	+71%
45–64	£725	+21%
65+	£635	+6%

Sources: Finder UK (Giulia comprehensive average £991.82); ABI Motor Insurance Premium Tracker Q2 2026 (average paid £566); Confused.com Price Index Q2 2026 (average quoted £719, including published age-band averages). Figures are indicative composite estimates for a clean licence, not quotes.

Table 2 — By variant

Giulia insurance groups by engine and trim

Within the standard range the spread is narrower than most buyers expect — roughly £300 a year between an entry diesel and a top petrol trim for the same driver. The Quadrifoglio is the outlier, and it is a different insurance proposition entirely. Premiums below are for a 35–44-year-old driver with a clean licence.

Variant	Insurance group	Indicative annual premium
2.2 Diesel 160 (Sprint / Ti)	22–25	£870
2.0 Turbo petrol 200	26–28	£960
2.0 Turbo 280 Veloce	29–32	£1,065
Competizione / top petrol trims	33–37	£1,180
Quadrifoglio 2.9 V6 510hp	44–49	£2,380

Sources: Finder UK and VehicleScore Alfa Romeo Giulia group ratings 2026 (standard range groups 22–37; Quadrifoglio 44–49, £2,378.63 average); Thatcham Research / ABI Group Rating Panel. Group bands are indicative — check the exact group for the registration you are quoting.

Table 3 — By region

Where you park changes the Giulia premium by £560

Postcode is the second-strongest rating factor after age, and on a car at the Giulia’s value the regional spread is wide. Inner London combines theft risk, traffic density and uninsured-driver rates — there are over a million uninsured drivers on UK roads, funding a Motor Insurers’ Bureau levy of roughly £15 on every honest policy. The South West and North East remain the cheapest places to keep one.

Region	Typical annual premium	vs Giulia average (£992)
London (Inner)	£1,345	+36%
North West	£1,090	+10%
West Midlands	£1,040	+5%
Scotland	£835	−16%
South West	£785	−21%
North East	£785	−21%

Sources: Confused.com Price Index Q2 2026 (regional, average quoted); ABI Motor Insurance Premium Tracker Q2 2026 (average paid); Motor Insurers’ Bureau. Regional multipliers applied to the £992 Giulia model average.

Cutting the cost

Six ways to lower a Giulia premium

The Giulia is a group 22–37 car, so it will never insure like a supermini — but the gap between a lazy renewal and a shopped-around policy on the same car is routinely several hundred pounds.

Shop 3–4 weeks before renewal. Auto-renewal quotes are rarely the cheapest available, and prices tend to be keenest around three weeks out.
Choose the engine before the trim. Moving from a 2.2 diesel to a 280hp Veloce adds roughly £200 a year for a 35–44 driver — more than most option packs.
Park off-road overnight. Premium saloons are a theft target; UK theft payouts reached £669m, up 35%, driven heavily by keyless relay attacks. A garage or driveway moves the price.
Protect the no-claims discount once you have four or five years — on a car at this premium level the protection usually pays for itself in a single claim.
Be realistic about mileage, but do not under-declare. A materially wrong mileage figure can be treated as misrepresentation at claim time.
Use a specialist broker for the Quadrifoglio. At groups 44–49 mainstream comparison panels thin out fast, and performance-car specialists frequently beat them.

For the wider picture, see how the Giulia compares in our insurance groups hub, or read the full UK Car Insurance Cost Index 2026. If age is your main cost driver, our premiums by driver age breakdown goes deeper.

FAQs

Alfa Romeo Giulia insurance: common questions

How much does it cost to insure an Alfa Romeo Giulia in the UK?

The average comprehensive premium for an Alfa Romeo Giulia is around £992 a year (about £88 a month) in 2026, based on Finder’s UK model analysis. That is roughly 65% above the £600 UK average, because the Giulia is a rear-wheel-drive compact executive saloon sitting in insurance groups 22–37. A driver aged 35–44 with a clean licence typically pays nearer £1,025, while a 17–24-year-old can expect around £1,815.

What insurance group is the Alfa Romeo Giulia?

Standard Giulia models fall between insurance groups 22 and 37 out of 50. Entry 2.2-litre diesel cars in Sprint and Ti trim sit at the lower end (roughly groups 22–25), the 2.0-litre petrol Veloce sits in the high twenties to low thirties, and top petrol trims reach group 37. The 510hp Quadrifoglio is rated far higher, at groups 44–49.

Is the Alfa Romeo Giulia Quadrifoglio expensive to insure?

Yes — significantly. The Quadrifoglio averages about £2,380 a year, roughly 2.4 times a standard Giulia and almost four times the UK average premium. Its 2.9-litre twin-turbo V6 produces 510hp, placing it in insurance groups 44–49, and repair costs for its carbon-ceramic brakes, bespoke bodywork and performance drivetrain are far higher than the mainstream range.

Is the Giulia cheaper to insure than a BMW 3 Series or Audi A5?

Broadly comparable, and often cheaper than an equivalent Audi A5. The Giulia averages around £992 versus roughly £1,454 for the A5 on Finder’s same methodology. Against the BMW 3 Series the two overlap heavily — both are compact executive saloons in the low-to-mid twenties for entry engines. The deciding factor is usually the specific engine and trim rather than the badge.

Why is Alfa Romeo Giulia insurance more expensive than average?

Three reasons. First, group rating: the Giulia’s performance and value place it in groups 22–37 against a UK average car nearer group 15. Second, repair costs — parts availability for Alfa Romeo is thinner than for German rivals and specialist labour rates are higher. Third, the technology: recalibrating the ADAS cameras and radar behind a modern windscreen can turn a £300 job into a £1,500 claim.

What is the cheapest Alfa Romeo Giulia to insure?

The 2.2-litre 160hp diesel in entry Sprint or Ti trim, which sits in roughly insurance groups 22–25 and costs a 35–44-year-old driver around £870 a year. Avoiding the larger alloy wheels, choosing a lower-output engine and parking off-road overnight all pull the premium down further. Every step up the trim ladder toward Veloce and Competizione adds group points and cost.

Does a black box policy work on an Alfa Romeo Giulia?

It can, but availability is limited on higher-group cars. Around 78% of 17–20-year-olds pay less with a telematics policy, though the ABI is clear the discount is earned by driving well rather than applied automatically. Many telematics insurers cap the insurance group they will cover, so a young driver may find boxes offered on an entry diesel Giulia but declined on a Veloce or Quadrifoglio.

How can I lower my Alfa Romeo Giulia insurance premium?

Shop around three to four weeks before renewal rather than auto-renewing, since renewal quotes are rarely the cheapest available. Build and protect your no-claims discount, keep annual mileage realistic, park off-road or in a garage overnight, and consider a modest voluntary excess. Adding a named experienced driver can help a younger policyholder, but never list them as the main driver — that is fronting, and it invalidates the policy.

Our sources

Finder UK — Giulia comprehensive average £991.82/yr (£87.61/month), groups 22–37; Quadrifoglio groups 44–49 at £2,378.63/yr.
Thatcham Research / ABI Group Rating Panel — the 1–50 insurance group scale and the Vehicle Risk Rating (1–99) applied to cars registered from 1 August 2024.
ABI Motor Insurance Premium Tracker (Q2 2026) — average paid comprehensive premium £566 and the fall from the 2024 peak.
Confused.com Price Index / WTW (Q2 2026) — average quoted price £719 and the published age-band spreads.
VehicleScore — per-variant Alfa Romeo Giulia group ratings.

Reviewed by the Car Insurance Expert editorial team

Reviewed by our motor insurance research lead. Model averages are taken from published UK model-level analyses and cross-checked against the ABI and Confused.com trackers; age-band figures are Car Insurance Expert composite estimates scaled to the model average, clearly labelled as indicative rather than quotes. Questions or corrections: editorial@carinsuranceexpert.co.uk.

Last updated: 2026-08-15

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