Q1 2026 UK Premium Index live · refreshed quarterly Independent · Editorial · FCA introducer disclosures in footer
Guide · By Vehicle · Toyota Yaris

Toyota Yaris insurance cost in the UK (2026)

The average UK comprehensive car insurance premium for a Toyota Yaris is about £795 a year in 2026 — comfortably above the typical UK car at around £600, but still one of the cheaper mainstream hatchbacks to insure. Most Yaris versions sit in insurance groups 2–13, so a standard 1.5 Hybrid lands well below the market average; only the hot GR Yaris (groups 35–44) pushes premiums sharply higher. Full breakdown by trim, driver age and region below.

Premiums by version → Other cars
Direct Answer

How much does it cost to insure a Toyota Yaris?

A typical UK driver pays around £795 a year for comprehensive cover on a Toyota Yaris in 2026, based on aggregated market data — roughly £66 a month if you spread the cost. That sits about a third above the ~£600 UK average, largely because the Yaris is a popular city and learner car often driven by younger, higher-risk motorists. Your own quote depends far more on which Yaris you drive than the badge alone: a 1.0 or 1.5 Hybrid in insurance groups 2–13 is genuinely cheap to insure, while the rally-bred GR Yaris sits in groups 35–44 and can cost three to four times as much. Age and postcode then move the number again — a 20-year-old pays roughly £770+ on a base model, a 40-year-old closer to £420. If your renewal looks far higher than these figures, read our guide on why UK car insurance is so expensive in 2026 before you accept it.

By Version

Toyota Yaris insurance group & typical premium by version (2026)

Yaris versionInsurance group (1–50)Typical annual premium
1.0 VVT-i (2006–2011, used)2£560–£640
1.0 VVT-i Icon (2011–2020)3£600–£700
1.5 Hybrid (2011–2020)8£700–£820
1.5 Hybrid Icon (2020+, current)13£780–£900
1.5 Hybrid Design / Excel (2020+)14–16£820–£960
GR Yaris 1.6 AWD (standard)35£1,700–£2,400
GR Yaris Circuit / Rovanperä 1.6T AWD43–44£2,300–£3,200+

Sources: Finder UK Toyota Yaris insurance group data (groups 2–44) and average premium of £795.34; Thatcham Research insurance group ratings; Car Insurance Expert composite quote sample (typical 35–50-year-old driver, clean licence, comprehensive, mid-range postcode). Premium ranges are illustrative composites, not live quotes. Refresh: 2026-09-20.

By Driver & Region

How age and postcode change the Yaris premium

Insurer pricing for the Yaris swings hugely with driver age and location. Using the popular base 1.0 model (insurance group 2) as a constant, market data shows the following age curve and regional spread — the same car, very different premiums:

Driver age (base 1.0 Yaris)Typical annual premium
Age 20£766
Age 30£465
Age 40£419
Age 50£406

Sources: Finder UK age-banded quote data for a Toyota Yaris 1.0 (group 2). Location example for a 30-year-old: £349 (Newquay) to £723 (London) on the same model — a London driver pays roughly twice a rural one. Refresh: 2026-09-20.

Six practical ways to bring a Yaris premium down:

  1. Pick a low-group version — a 1.0 or early 1.5 Hybrid (groups 2–8) can be 30–40% cheaper to insure than a group-14 Excel and worlds away from a GR Yaris.
  2. Increase your voluntary excess — moving from £150 to £500 typically cuts the premium 8–15%, provided you can cover the excess if you claim.
  3. Add a low-risk named driver — a second experienced driver can shave 10–20% off, as long as the main driver is named correctly (never “fronting”).
  4. Pay annually, not monthly — monthly instalments carry APR of 20–40%; paying the £795 in one go avoids that interest entirely.
  5. Build and protect no-claims discount — five clean years can cut a base premium by 60%+; protecting it for a few pounds keeps the discount after one claim.
  6. Shop 21–23 days before renewal — the FCA fair-pricing rules ended “loyalty penalty” gaps, but the cheapest quotes still cluster about three weeks out, not on renewal day.
Common Questions

Toyota Yaris insurance FAQs

The Toyota Yaris spans insurance groups 2 to 44 on the 1–50 scale. Most ordinary versions are low: the older 1.0 VVT-i is group 2, the current 1.5 Hybrid Icon is group 13, and Design/Excel hybrids reach groups 14–16. The performance GR Yaris is the outlier — the standard car is group 35 and the Circuit and Rovanperä editions hit groups 43–44. For cheap insurance, stick to a sub-group-15 hybrid; for the GR Yaris, budget several times more.
The average across all drivers and versions is about £795 a year for comprehensive cover in 2026, or roughly £66 a month. A typical 40-year-old on a base 1.0 pays nearer £420, while a 20-year-old on the same car pays around £770. A GR Yaris owner can pay £1,700–£3,200+ depending on edition, age and postcode. Your figure depends on the specific Yaris, your age, location, no-claims discount and annual mileage.
Yes, for the mainstream versions. With most trims in insurance groups 2–13, low repair costs, strong safety scores and good theft resistance, the standard and hybrid Yaris is one of the cheaper small cars to insure and a sensible choice for new and budget-conscious drivers. The one exception is the GR Yaris: as a 261bhp all-wheel-drive hot hatch in groups 35–44, it is genuinely expensive and best treated as a performance car for insurance purposes.
Slightly, but not dramatically. The current 1.5 Hybrid sits in insurance group 13–16, a little above the older 1.0 petrol (group 2–3), partly because hybrid components and the newer car’s value raise repair costs. Expect to pay roughly £780–£960 on a hybrid versus £560–£700 on an older petrol for a typical driver. The fuel savings usually outweigh the modest insurance difference, especially for high-mileage urban drivers.
The GR Yaris is a 261bhp turbocharged all-wheel-drive performance car in insurance groups 35–44 — among the highest of any small car. Insurers price it for high performance, a high purchase value, expensive bespoke parts, and a statistically higher claim and theft risk than a standard hatch. Realistic premiums run £1,700–£3,200+ depending on edition, driver age and postcode. Telematics, a secure overnight location, an approved tracker and limited mileage all help bring GR Yaris quotes down.
It is one of the better mainstream choices. A 1.0 or 1.5 Yaris in a low insurance group keeps premiums manageable for a young driver, and the car’s reliability and safety record reassure insurers. A 20-year-old can expect roughly £770 on a base model — high in absolute terms because of age, but low for the age band. Adding a black box, completing Pass Plus and choosing the lowest-group version available will reduce it further.
Significantly. Postcode is one of the strongest pricing factors after age and the car itself. For the same base Yaris, a 30-year-old in a low-risk rural area such as Newquay might pay around £349, while the same driver in a London postcode pays around £723 — roughly double. Urban areas carry higher theft, vandalism and accident rates, which insurers price in. You cannot change your postcode for a quote, but a secure overnight parking spot and an accurate mileage figure both help.
Choose a low-group version (a 1.0 or early hybrid in groups 2–8), pay annually to avoid 20–40% instalment APR, raise your voluntary excess if you can afford it, add a low-risk named driver, and build and protect your no-claims discount. Comparing quotes about three weeks before renewal, keeping mileage realistic and parking securely overnight all help. Younger drivers should also consider a telematics (black-box) policy, which can save new drivers a few hundred pounds a year.

Our sources

  • Finder UK — Toyota Yaris insurance group & cost — average premium £795.34, group range 2–44, age-banded and regional quote data (finder.com)
  • Thatcham Research — insurance group ratings underpinning the by-version table
  • ABI 2026 Motor Insurance Premium Tracker — ~£600 UK average comprehensive premium for context
  • Confused.com Price Index — 2026 market trend and regional pricing patterns
  • gov.uk — Vehicle insurance — legal cover requirements
  • Car Insurance Expert composite quote sample — 2026 illustrative ranges across major UK insurers for Yaris profiles

Reviewed by the Car Insurance Expert editorial team

Reviewed by the Car Insurance Expert editorial team (motor insurance research). Methodology: figures are compiled from Finder UK, ABI and Confused.com published data plus our own multi-insurer composite quote sampling, refreshed quarterly. Questions: editorial@carinsuranceexpert.co.uk.

Last updated: 2026-06-20 · Next scheduled review: 2026-09-20

Explore more

More By Vehicle pages

← Back to By Vehicle