UK Premium Index live · refreshed with each ABI & Confused.com release Independent · Editorial · Information only — disclosures in footer
Running Costs

UK car running costs 2026: repairs, servicing, warranty and finance

Insurance is only part of what a car costs. The average UK driver spends well over £3,000 a year running a car once fuel, servicing, repairs, MOT, tyres, tax and depreciation are counted. This hub researches every one of those costs so you can see the real number — and where it can be cut.

Typical UK car insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

Every cost of running a car

Independent UK research on repair bills, servicing and MOT prices, extended warranties, GAP cover, car finance, tyres, road tax and depreciation — sourced from industry data and published price surveys, never from sellers.