UK Premium Index live · refreshed with each ABI & Confused.com release Independent · Editorial · Information only — disclosures in footer
How we get paid

Free to use, independent, and clear about how we make money

Car Insurance Expert is free to use. We’re an independent editorial research site — we don’t sell insurance and we never charge you. Here’s the honest position: right now, this site doesn’t make money at all, and this page explains what that means and what would change first if it ever did.

Typical UK car insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

How we make money

Car Insurance Expert is free for you to use — and at present the site earns no money at all. We have no commercial relationships with insurers, brokers or comparison sites, no affiliate links, and we receive no commission when you read our guides or follow our links; every link on this site points to our own research or to official sources. The site is currently unmonetised while we build our research. If that changes — for example through advertising or clearly disclosed partnerships — the details will be set out on this page before any revenue starts. We do not sell insurance, we do not arrange or compare policies, and we are not an FCA-authorised intermediary.

Could money ever affect what we publish?

No. There is currently no commission or partner income to influence anything, and we don’t accept payment for editorial placement. Our guides, data and insurer or broker rankings are based on market presence, transparency and customer factors. If disclosed revenue is ever introduced, it will never decide what we publish or how we rank insurers.

What we don’t do

  • We don’t give financial advice — we provide information so you can make your own decisions.
  • We don’t sell, arrange or compare insurance.
  • We don’t have commercial relationships with insurers, brokers or comparison sites — and if any are introduced in future, they will be disclosed here first.

Frequently asked questions

Does it cost me anything to use Car Insurance Expert?

No. Car Insurance Expert is free to use. Our guides and research are free to read and we never charge you.

How do you make money?

Right now, we don't. The site is currently unmonetised while we build our research — we have no affiliate links and no commercial relationships with insurers, brokers or comparison sites. Any future revenue, such as advertising or disclosed partnerships, will be set out on this page before it starts.

Do you sell insurance or arrange policies?

No. We're an independent editorial research site. We don't sell, arrange or compare insurance, and we are not an FCA-authorised intermediary. Everything we publish is information only.

Does commission affect your rankings or recommendations?

No — there is no commission. We currently earn nothing from insurers, brokers or comparison sites, and we never accept payment for editorial placement. Rankings are based on market presence, transparency and customer factors.

Do you give financial advice?

No. We provide information and research so you can make your own decisions. We don't give financial advice or personal recommendations.

Will I pay more by using your links?

No. Our links point to our own research pages and official sources — there are no affiliate links on this site, and we earn nothing from anything you click.

Last updated: 2 August 2026