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Nissan Qashqai insurance cost in the UK (2026)

The average Nissan Qashqai insurance cost in the UK is £851 a year for comprehensive cover in 2026 — about £71 a month, and comfortably above the £711 UK all-cars average. The Qashqai spans insurance groups 11–30: an entry 1.3-litre petrol Acenta Premium sits around group 12, while a top e-Power Tekna+ reaches group 30. Below: premiums by trim, the cheapest insurers, and how to bring the quote down.

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Direct Answer

How much does it cost to insure a Nissan Qashqai in 2026?

A typical UK driver pays around £851 a year to insure a Nissan Qashqai on a fully comprehensive policy in 2026, with most quotes landing between £330 and £1,300 depending on the variant, your age, postcode and no-claims history. A careful low-risk driver on an entry 1.3-litre petrol trim can find cover for under £400, while a young or newly-passed driver on a high-spec e-Power model can be quoted £2,500 or more. Three structural factors set the Qashqai's price: it is a mid-size family SUV (heavier and pricier to repair than a supermini), its insurance group spread is wide (11–30), and the self-charging e-Power hybrid versions carry costlier electrified drivetrains that push them into groups 24–30. The Qashqai still insures for less than many premium-badged rivals because Nissan parts and bodyshop labour are widely available and competitively priced.

Variant (J12, 2021–present)Insurance groupTypical premium (low-risk driver)Young driver (21yo) estimate
1.3 DiG-T 140 Acenta Premium12£640£1,760
1.3 DiG-T 158 N-Connecta15£725£1,990
1.3 DiG-T 158 Tekna18£815£2,260
e-Power Acenta Premium24£980£2,720
e-Power N-Connecta26£1,055£2,940
e-Power Tekna+30£1,240£3,480

Sources: NimbleFins Nissan Qashqai cost data (£851 average comprehensive), Parkers / Thatcham insurance-group ratings (groups 11–30), Confused.com Price Index Q1 2026 (£711 UK average) and a Car Insurance Expert composite quote sample across major UK insurers for standard 40-year-old and 21-year-old profiles. Low-risk = clean licence, full no-claims, average postcode. Refresh: 2026-09-04.

By Insurer

Cheapest insurers for a Nissan Qashqai (2026)

No single insurer is cheapest for every driver — the Qashqai's price swings on your age, postcode and trim — but these mainstream UK insurers and brokers consistently return competitive Qashqai quotes in 2026. Indicative annual ranges below are for a low-to-average-risk driver on a mid-spec petrol Qashqai; always compare at least five quotes before renewing.

  • Admiral — strong on multi-car and family SUV cover; typical Qashqai quotes ~£620–£820
  • LV= (Liverpool Victoria) — well-rated comprehensive cover; ~£640–£850
  • Direct Line — not on comparison sites, worth a direct quote; ~£680–£900
  • Hastings Direct — competitive for younger drivers; ~£610–£880
  • Churchill — consistent mid-market pricing; ~£660–£880
  • Aviva — good for higher-spec and e-Power variants; ~£700–£950
  • NFU Mutual — strong for rural postcodes and older drivers; ~£640–£860

The single biggest lever on a Qashqai quote is the variant: choosing a group 12 petrol Acenta Premium over a group 30 e-Power Tekna+ can roughly halve the premium for the same driver. After that, postcode and no-claims discount do most of the work.

How to Lower It

Six ways to cut your Nissan Qashqai premium

  1. Pick a lower-group variant — a 1.3 petrol in group 12–15 insures for hundreds less a year than an e-Power in group 24–30. If running cost matters more than the hybrid's fuel saving, the petrol usually wins on total cost of ownership for low-mileage drivers.
  2. Increase your voluntary excess — moving from £150 to £500 voluntary excess typically trims 8–15% off a Qashqai premium. Only do this if you could cover the higher excess after a claim.
  3. Use the factory security — the Qashqai ships with an immobiliser and alarm; parking it off-road or in a garage overnight and adding a Thatcham-approved tracker on higher trims can lower the quote in theft-prone postcodes.
  4. Build and protect no-claims discount — five years of no-claims can cut a Qashqai premium by 60%+ versus a new policyholder. Paying a little extra to protect it is usually worth it on a family car.
  5. Pay annually, not monthly — monthly instalments carry APR interest, often adding £60–£120 a year on a Qashqai. Paying the year up front avoids it entirely.
  6. Keep mileage realistic and accurate — over-stating annual mileage inflates the quote, but under-stating it can void a claim. Quote your genuine figure; many Qashqai owners cover well under 10,000 miles a year, which helps.

If a renewal quote still looks high, it is worth understanding what is pushing UK premiums up in 2026 — from 12% Insurance Premium Tax to record repair costs — before you accept it.

Common Questions

Nissan Qashqai insurance FAQs

The Nissan Qashqai spans insurance groups 11 to 30 on the 1 to 50 scale. Entry 1.3-litre DiG-T petrol trims such as the Acenta Premium sit around group 12, mid-spec N-Connecta and Tekna petrols fall in groups 15 to 18, and the self-charging e-Power hybrid versions run from group 24 up to group 30 for the top Tekna+. The lower the group, the cheaper the cover, so the petrol Qashqai is materially cheaper to insure than the e-Power.
The average Nissan Qashqai comprehensive premium is around £851 a year in 2026, or roughly £71 a month, according to NimbleFins cost data. Most quotes fall between £330 and £1,300 depending on variant, age, postcode and no-claims history. A low-risk driver on an entry petrol trim can pay under £400, while a young driver on a high-spec e-Power can be quoted £2,500 or more.
The Qashqai is moderately priced to insure for a family SUV. Its £851 average sits above the £711 UK all-cars average because it is larger and pricier to repair than a supermini, but it is cheaper than most premium-badged rivals because Nissan parts and bodyshop labour are widely available. Choosing a lower-group petrol trim keeps it well within mainstream SUV insurance costs.
The e-Power hybrid uses a petrol engine to generate electricity for an electric drive motor, adding high-voltage battery, inverter and motor components that are expensive to repair or replace after a collision. That pushes e-Power variants into insurance groups 24 to 30, versus group 12 to 18 for the conventional petrols. Higher trim levels also add more technology and pricier parts, compounding the difference.
The cheapest Qashqai to insure is the entry 1.3-litre DiG-T 140 petrol in Acenta Premium trim, which sits around insurance group 12 and attracts the lowest premiums in the range, typically around £640 a year for a low-risk driver. Stepping up to N-Connecta or Tekna petrol trims raises the group slightly; moving to any e-Power hybrid is the single biggest jump in cost.
They are closely matched. The Qashqai, Kia Sportage and Hyundai Tucson are all mid-size family SUVs occupying similar insurance groups, broadly the low-teens to high-twenties depending on engine and trim. Petrol Qashqais often undercut equivalent hybrid Sportage and Tucson variants on group rating, but the deciding factor for any individual driver is usually postcode, age and no-claims rather than the badge. Always compare like-for-like trims.
Indirectly, yes. The Qashqai's standard autonomous emergency braking, lane-keep assist and the wider ProPILOT driver-assistance suite are already factored into its Thatcham insurance-group rating, which is why a well-equipped family SUV still rates from group 11. Safety tech does not give a separate discount, but it helps keep the underlying group lower than a comparable car without it, and reduces the chance of an at-fault claim that would raise future premiums.
As one of the UK's best-selling SUVs, the Qashqai appears in theft statistics simply because there are so many on the road, and keyless-entry relay theft affects most modern cars with that feature. It is not an exceptional outlier. Premiums in high-theft urban postcodes are higher across all makes; parking off-road or in a garage, using a Thatcham-approved tracker or a steering lock, and keeping keyless fobs in a signal-blocking pouch all help keep your Qashqai quote down.

Our sources

  • NimbleFins — Nissan Qashqai cost data — £851 average annual comprehensive premium and £330–£5,170 quote spread
  • Parkers / Thatcham Research — Qashqai insurance-group ratings (groups 11–30, e-Power 24–30)
  • Confused.com Price Index Q1 2026 — £711 UK average comprehensive premium
  • ABI Q1 2026 Motor Premium Tracker — £560 average price paid and market stability context
  • RAC Drive — Qashqai e-Power review — e-Power drivetrain and trim/pricing detail
  • Car Insurance Expert composite quote sample — 2026 multi-insurer quotes for 40yo and 21yo Qashqai profiles

Reviewed by the Car Insurance Expert editorial team

Figures are compiled from NimbleFins, Confused.com, ABI and Thatcham/Parkers published data plus our own multi-insurer quote sampling, refreshed quarterly and reviewed by the Car Insurance Expert editorial team. Vehicle and pricing detail verified against manufacturer specification. Questions: editorial@carinsuranceexpert.co.uk.

Last updated: 2026-06-04 · Next scheduled review: 2026-09-04