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Dacia Jogger insurance cost UK 2026

The Dacia Jogger costs around £475 a year to insure comprehensively and sits in insurance groups 13–20 — remarkably low for a seven-seater, and roughly £244 below the UK’s average quoted premium.

See cost by age All vehicles

Groups 13–20

insurance group range on the 1–50 scale

£475/yr

average comprehensive premium (~£40/mo)

£244 less

than the UK average quoted premium (£719)

Direct answer

What does it cost to insure a Dacia Jogger?

Money Expert’s UK model data puts the average annual comprehensive premium for a Dacia Jogger at £475 — about £40 a month. That undercuts both national benchmarks, which measure different things: Confused.com’s price index recorded an average quoted comprehensive premium of £719 in Q2 2026 (all ages, new quotes), while the ABI’s tracker of premiums drivers actually paid averages around £560. Quoted prices always run hotter than prices paid, but the Jogger sits comfortably below both — unusual for a car with seven seats.

The Jogger is cheap to insure for four structural reasons:

Low insurance groups for its size. Petrol TCe 110 versions span groups 13–15 on the 1–50 Thatcham scale (Essential and Comfort trims are group 13), the earlier Hybrid 140 is rated 15–16, and even the current range-topping Hybrid 155 only reaches group 20. Most rival seven-seaters start higher — see our insurance groups guide.
Low list price. The Jogger is the cheapest new seven-seater on sale in Britain. A lower list price means a smaller payout if the car is written off or stolen, and insurers price that risk down accordingly.
Cheap, simple repairs. The 1.0-litre TCe 110 engine, platform and most parts are shared across the Renault-Dacia group, body panels are simple, and entry trims keep sensor-heavy equipment to a minimum — so accident-repair bills stay low.
Modest performance. With 110hp in the petrol and 155hp in the hybrid, the Jogger is an unhurried family workhorse. Statistically low-risk cars attract statistically low premiums.

Cost by driver age

Dacia Jogger insurance by age band

Age is the single biggest driver of your premium. The indicative figures below scale the Jogger’s £475 model average by the national age curve, so they show the shape of the market rather than a personal quote — a 20-year-old pays roughly twice what a driver in their fifties pays to insure the same car.

Dacia Jogger insurance cost by driver age — UK 2026

A 20-year-old pays around £950 a year — more than double the £400 a driver aged 50–64 typically pays for the same Jogger.

Source: indicative figures derived from Money Expert’s Dacia Jogger model average (£475/yr) scaled by the national age curve in Confused.com’s Q2 2026 price index.

Driver age band	Indicative annual comprehensive premium
17–24 (quoted age 20)	£950
25–34 (quoted age 30)	£520
35–49 (quoted age 40)	£430
50–64 (typical)	£400
65+ (typical)	£440

Indicative figures. Derived from Money Expert’s Dacia Jogger model average (£475/yr) scaled by the national age curve in Confused.com’s Q2 2026 price index — not personal quotes. Your price will vary by postcode, mileage, job, no-claims history, excess and cover level.

Group by version

Dacia Jogger insurance groups by trim and engine

Every Jogger uses one of two powertrains: the 1.0-litre TCe 110 turbo petrol with a manual gearbox, or the self-charging hybrid automatic — originally the 1.6-litre Hybrid 140, replaced by the more powerful 1.8-litre Hybrid 155. The petrol is consistently the cheaper car to insure.

Version	Insurance group (1–50)
Essential / Comfort TCe 110	13
Expression TCe 110	13–15
Extreme / Extreme SE TCe 110	13–15
Expression / Extreme Hybrid 140 (2023–25)	15–16
Expression / Extreme Hybrid 155	20

Source: Parkers and Honest John insurance group listings for the Dacia Jogger (2022 onwards), checked August 2026. Exact group varies by model year.

Why the spread? Group ratings weigh new-car price, performance, repair cost and security. The Hybrid 155 adds around 45hp, an automatic gearbox, a drive battery and hybrid-specific parts — all of which raise potential repair bills, lifting it five groups clear of the earlier Hybrid 140 and seven clear of the cheapest petrols.

Save money

Cheapest way to insure a Dacia Jogger

Pick the TCe 110 petrol in Essential or Expression trim. Group 13 is the floor of the Jogger range; the Hybrid 155’s group 20 will cost noticeably more for the same driver.
Pay annually, not monthly. Paying the ~£475 in one go avoids the instalment interest that typically adds 10–30% over the year.
Build and protect no-claims bonus. Five claim-free years can cut a premium by more than half — the age curve above is largely an experience curve.
Add an experienced named driver. A low-risk second driver can trim the price for younger Jogger owners — but never “front” a policy by mis-declaring the main driver, which is fraud.
Consider telematics. Black-box and app-based policies suit careful family drivers and can save young drivers hundreds against the ~£950 indicative age-20 figure.
Raise the voluntary excess — sensibly. A higher excess lowers the premium, but keep it at a level you could genuinely pay after a claim.
Compare widely at renewal. Quotes for the same car routinely vary by hundreds of pounds between insurers — benchmark yours against our UK car insurance cost index.

Alternatives if the premium still stings

Don’t need seven seats? The Dacia Sandero averages £412 a year on the same Money Expert basis and starts in far lower groups. Want an SUV instead? The Dacia Duster averages £654 — the Jogger undercuts it by nearly £180 while carrying two more people. Among rival seven-seaters, most compact MPVs and SUVs sit in higher insurance groups than the Jogger’s petrol versions, which is precisely why it keeps winning cheapest-family-car comparisons. Browse all vehicles for more.

FAQs

Dacia Jogger insurance: questions UK drivers ask

What insurance group is the Dacia Jogger?

Dacia Jogger versions span insurance groups 13 to 20 on the 1–50 Thatcham scale. Petrol TCe 110 models sit in groups 13–15 depending on trim (Essential and Comfort are group 13), the earlier Hybrid 140 is rated 15–16, and the current Hybrid 155 is group 20.

How much does Dacia Jogger insurance cost in 2026?

Around £475 a year for a typical comprehensive policy, according to Money Expert’s UK model data. That compares with an average quoted premium of £719 (Confused.com price index, Q2 2026) and roughly £560 actually paid (ABI tracker) — cheap for any car, let alone a seven-seater.

Why is the Dacia Jogger so cheap to insure for a seven-seater?

Four things combine: low insurance groups (from 13), the lowest seven-seater list price in Britain (a smaller write-off payout), cheap and simple repairs using shared Renault-Dacia parts, and modest 110–155hp performance that keeps statistical claims risk low.

Is the Dacia Jogger hybrid more expensive to insure?

Somewhat, yes. The current Hybrid 155 sits in group 20 against group 13 for the cheapest petrol versions, because it adds power, an automatic gearbox and a hybrid drive battery that raise potential repair costs. For a typical driver the difference is usually tens of pounds a year rather than hundreds.

What is the cheapest Dacia Jogger to insure?

The entry-level petrol — a TCe 110 in Essential trim, rated insurance group 13. Mid-range Expression petrols are usually group 13–15, so they cost little more. If the very lowest premium matters, avoid the Hybrid 155, which carries the range’s highest rating at group 20.

How much is Dacia Jogger insurance for young drivers?

Indicatively around £950 a year at age 20, based on the model average scaled by the national age curve. Group 13 is higher than a typical first car, but the Jogger remains one of the cheapest ways for a young family to insure seven seats — and telematics policies can cut the price further.

Is the Jogger cheaper to insure than the Dacia Sandero or Duster?

It sits between them. On Money Expert’s like-for-like model averages, the Sandero costs about £412 a year, the Jogger £475 and the Duster £654. So the Jogger costs around £63 more than the supermini but nearly £180 less than the SUV — while seating seven.

Do seven seats make car insurance more expensive?

Not directly — insurers price the vehicle and the driver, not the seat count, and carrying family or friends is covered under normal private use. Seven-seaters often cost more simply because they are bigger, pricier cars in higher groups. The Jogger avoids that by being cheap to buy and repair.

Our sources

Sources & editorial

Parkers — Dacia Jogger (2022 onwards) insurance groups by trim and engine (groups 13–20; Hybrid 155 group 20).
Honest John — Dacia Jogger insurance group ratings (petrol trims groups 13–14).
Money Expert — Dacia model insurance costs (Jogger average £475/yr; Sandero £412; Duster £654).
Confused.com Price Index — Q2 2026 average quoted comprehensive premium £719.
ABI Motor Insurance Premium Tracker — average premium actually paid around £560.
Thatcham Research — the 1–50 insurance group rating system.

Reviewed by the Car Insurance Expert editorial team. Figures were re-checked at source on 2 August 2026; indicative age-band premiums are derived from the model average and the national age curve, not from Car Insurance Expert primary quote data.

Last updated: 2026-08-02

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