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Range Rover Sport insurance cost UK 2026

The average UK Range Rover Sport insurance premium is about £1,650 a year in 2026, and every version sits in insurance groups 44–50 — the very top of the 1–50 scale. Even the entry 3.0 D250 S is group 44, and every Autobiography, plug-in hybrid and V8 is group 50. Theft is the defining cost driver: DVLA data placed the Sport among the UK’s five most stolen cars (1,631 taken in a single year), and many insurers now require a Thatcham-approved S5 tracker as a condition of cover. Full premiums by age and version, plus how to pay less, below.

How to pay less → Other vehicles
Typical Range Rover Sport insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

44–50
Insurance group (of 50), every version
~£1,650/yr
Average UK premium, 2026
2.3x
The UK average quoted premium (£719)
Direct Answer

How much does it cost to insure a Range Rover Sport?

A typical experienced UK driver pays around £1,650 a year for comprehensive cover on a current (2022-on) Range Rover Sport in 2026 — roughly 2.3 times the UK average quoted premium of £719 (Confused.com Price Index, Q2 2026; the ABI’s average paid price is lower, around £560, because it includes renewals). Real quotes run from about £1,150 for a 50-year-old on a D250 S parked off-street in a low-theft postcode to £4,500 or more for a 25-year-old on an Autobiography in London, where some insurers simply decline the model. Previous-generation (2013–2022) cars are cheaper — MoneySuperMarket’s model data shows HSE-trim averages near £1,100 — because the value at risk is lower. Three structural factors set the price: top-of-scale insurance groups, £80,000–£150,000+ of value with expensive repairs, and one of the worst theft profiles of any UK car.

Why It Costs What It Costs

Why Range Rover Sport insurance is so expensive

1. Every version is in the top seven insurance groups. Parkers and Thatcham rate the entire 2022-on range at groups 44–50 on the 1–50 insurance group scale. The entry 3.0 D250 S is group 44; every Autobiography, every plug-in hybrid (P460e/P550e) and every V8 (P530/P635 SV) is group 50 — the same band as supercars.

2. Value and repair economics. A new Sport costs roughly £80,000–£150,000+, built on an aluminium monocoque with air suspension, matrix-LED lighting and a dense suite of ADAS sensors in the bumpers, screen and mirrors. Even a modest front-corner knock can mean four-figure sensor recalibration on top of panel work, and premium-brand parts and paint push claim costs — and therefore premiums — well above mainstream SUV levels.

3. The theft profile. DVLA figures placed the Range Rover Sport among the UK’s five most stolen cars, with 1,631 taken in a single year, driven by keyless relay attacks and export demand for parts. The picture is improving — Sport thefts fell 47% in 2024, and JLR says only 0.2% of new-generation cars have been stolen since January 2022 thanks to upgraded ultra-wideband keyless security — but insurers are repricing slowly, and many still require a Thatcham S5 tracker (often with a driver-ID tag) before they will quote at all, particularly in London and the South East.

Premiums By Age

Range Rover Sport insurance cost by driver age and version

Range Rover Sport: Dynamic SE premium by driver age — UK 2026
A 25-year-old pays roughly 2.7x what a 50-year-old pays on the same car.
50 yrs£1,320 35 yrs£1,650 30 yrs£2,200 25 yrs£3,500

Source: Parkers/Thatcham insurance-group ratings (Sport groups 44–50), MoneySuperMarket Land Rover model premium data, Confused.com Price Index Q2 2026 (UK average £719) and a Car Insurance Expert composite quote sample.

Driver profileD250 S / SE (grp 44–47)Dynamic SE / P400 (grp 48–49)Autobiography / PHEV / V8 (grp 50)
50 yrs, 9+ yrs NCD£1,150£1,320£1,650
35 yrs, 5 yrs NCD (benchmark)£1,450£1,650£2,100
30 yrs, 3 yrs NCD£1,900£2,200£2,850
25 yrs, 2 yrs NCD£3,000£3,500£4,500+

Sources: Parkers/Thatcham insurance-group ratings for the 2022-on Range Rover Sport (groups 44–50), MoneySuperMarket Land Rover model premium data, Confused.com Price Index Q2 2026 and a Car Insurance Expert composite quote sample for standard comprehensive policies with a Thatcham S5 tracker fitted. Figures are indicative estimates, not guaranteed quotes — postcode and overnight parking move these numbers more than any other factor.

Insurance Groups

Range Rover Sport insurance groups by version

The six-group spread across the range is unusually narrow — there is no genuinely “cheap” Sport to insure, only cheaper ones. Diesels rate consistently lower than petrols and hybrids:

VersionEngineInsurance group (of 50)
S3.0 D250 diesel44
Edition / Battersea Edition3.0 D250 diesel46
SE3.0 D300 diesel47
Dynamic SE / Stealth Edition3.0 D300 diesel48
Dynamic SE3.0 P400 petrol49
Autobiography, all PHEVs (P460e/P550e), all V8sPetrol / plug-in hybrid50

Source: Parkers insurance-group listings for the Range Rover Sport SUV (2022-on), based on Thatcham Research group ratings.

Pay Less

The cheapest way to insure a Range Rover Sport — and the alternatives

  1. Pick the D250 S or SE. At groups 44–47 the entry diesels are consistently 20–30% cheaper to insure than a group-50 Autobiography or PHEV — the single biggest saving available at purchase.
  2. Fit a Thatcham S5 tracker before you quote. Many insurers require one anyway; where it is optional, an S5 subscription with a driver-ID tag typically cuts the theft loading by 10–25% and unlocks insurers that would otherwise decline.
  3. Sort the overnight parking story. A locked garage or gated off-street space in a lower-theft postcode moves a Sport quote more than almost any other single factor; a faraday pouch for both keys costs a few pounds and addresses the relay-attack method directly.
  4. Check JLR’s own insurance offers. JLR has periodically offered eligible new Range Rover and Range Rover Sport buyers a contribution of £150 a month towards cover through its in-house Land Rover Insurance — worth asking the dealer about before you arrange cover elsewhere.
  5. Tune the policy. A £500–£1,000 voluntary excess, a realistic limited-mileage declaration, paying annually and re-quoting 21–26 days before renewal all shave the premium. NFU Mutual, LV=, Aviva and prestige specialists such as Adrian Flux are the panels most often competitive on this car.

If the premium still stings, the Range Rover Evoque keeps the badge at groups 26–39 (about £1,456 a year on average), while our prestige SUV insurance guide compares the Sport against the Porsche Cayenne and Bentley Bentayga. For context on how premiums vary nationally, see the UK car insurance cost index or browse all vehicle guides.

FAQ

Range Rover Sport insurance: your questions answered

Every current (2022-on) Range Rover Sport sits in insurance groups 44–50 out of 50. The entry 3.0 D250 S is the lowest at group 44, the D250 Edition is 46, the D300 SE is 47, the D300 Dynamic SE is 48 and the P400 Dynamic SE is 49. Every Autobiography, every plug-in hybrid (P460e/P550e) and every V8 is group 50 — the top of the scale, per Parkers and Thatcham Research.
About £1,650 a year is a realistic 2026 average for an experienced driver with a clean record on a current-generation car. Real quotes run from around £1,150 for a 50-year-old on a D250 S in a low-risk postcode to £4,500+ for a 25-year-old on an Autobiography in a city — roughly 2.3 times the UK average quoted comprehensive premium of £719 (Confused.com Price Index, Q2 2026).
Three structural reasons: the whole range sits in insurance groups 44–50; the car carries £80,000–£150,000+ of value with aluminium construction, air suspension and ADAS sensors that make even minor repairs expensive; and it has one of the worst theft profiles in the UK — DVLA data placed it among the five most stolen cars, so insurers add a heavy theft loading and often mandate a tracker.
The 3.0 D250 S, at group 44 — the only version below group 46. As a rule of thumb the D250/D300 diesels in S, SE and Edition trims are the value picks: expect roughly £1,150–£1,450 a year for an experienced driver, versus £1,650–£2,100+ for a group-50 Autobiography, PHEV or V8 on the same profile. Used previous-generation (2013–2022) cars average nearer £1,100.
Very often, yes. Many UK insurers now make a Thatcham-approved Category S5 tracker — frequently with an automatic driver-recognition tag — a condition of cover on the Sport, especially in London and the South East. Without one, some insurers decline the model outright. Where it is optional, fitting one typically cuts the theft loading by 10–25%, so it usually pays for itself within the first year.
It is difficult and expensive. Many mainstream insurers will not quote drivers under 25 on a group-50 car at all, and those that will typically charge £3,000–£6,000+ depending on postcode. A 25-year-old with two years’ no-claims should budget around £3,000–£4,500. Being added as a named driver on an experienced owner’s policy is usually the only affordable route — but the owner must genuinely remain the main driver, otherwise it is fronting, which is illegal.
It is improving quickly. Thefts of the Sport fell 47% in 2024, and JLR says only 0.2% of new-generation (2022-on) cars have been stolen since January 2022, thanks to ultra-wideband keyless technology that defeats relay attacks. JLR has also funded security updates for older cars and periodic insurance contributions for new buyers. Older keyless models remain genuine targets, though, and insurer pricing is only slowly catching up with the improved data.
Yes, meaningfully. The Evoque spans insurance groups 26–39 and averages about £1,456 a year, while the Sport spans groups 44–50 and averages about £1,650 — and the gap widens sharply for younger drivers and city postcodes because the Sport’s theft loading is heavier. The full-size Range Rover sits at group 50 across virtually the whole range and typically costs more still.

Our sources

Reviewed by the Car Insurance Expert editorial team

Reviewed by the Car Insurance Expert editorial team (senior motor-insurance analyst). Methodology: figures are compiled from Parkers, Thatcham, MoneySuperMarket, Confused.com, DVLA and JLR published data plus our own multi-insurer composite quote sampling, refreshed quarterly. Questions: editorial@carinsuranceexpert.co.uk.

Last updated: 2026-08-02

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