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Renault Scenic insurance cost UK 2026

Renault Scenic insurance averages around £800 a year in 2026 on our composite estimate, and the nameplate now spans a striking insurance groups 6–34 – because “Scenic” has meant two completely different cars. For 25 years it was a practical petrol or diesel MPV that started in group 6; since 2024 it’s the Scenic E-Tech Electric, a family SUV in groups 28–34. So what you’ll pay depends far more on which Scenic you mean than on the badge. Below: premiums by driver age, the group for every generation, and how the electric SUV compares with the used MPV.

See premiums by age → Other vehicles
Typical Renault Scenic insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

Groups 6-34
Whole range; new E-Tech Electric sits 28-34
~£800/yr
Composite average across the range (2026)
From group 6
Old petrol/diesel MPV; cheapest cover
Direct Answer

How much does Renault Scenic insurance cost – and why the huge range?

There isn’t a single Scenic premium, and it’s worth being honest about that up front. On our 2026 composite a typical driver pays around £800 a year for comprehensive cover – close to the £799 average Finder lists for the model – but the badge runs from insurance group 6 all the way to group 34, so the spread underneath that figure is huge. That average sits above the £566 most drivers actually pay for their car (ABI, Q2 2026) and a little over the £719 UK all-ages quote (Confused.com Price Index, Q2 2026), which fits a car that skews towards family use and, in its newest form, an electric SUV.

The reason the range is so wide is that Renault has hung the Scenic name on two very different sorts of car over the years:

  1. The used petrol and diesel MPV (groups 6–20). For a quarter of a century the Scenic was a compact people-carrier – the 1.4 and 1.6 petrols and the dCi diesels. They’re cheap, common and simple to repair, which is why they anchor the bottom of the range and the cheapest cover.
  2. The Grand Scenic and higher-spec later MPVs (groups 16–24). The seven-seat Grand Scenic and the plusher 1.3 TCe and 1.7 Blue dCi versions of the last generation sit a few groups up – bigger, heavier, a little dearer to fix.
  3. The Scenic E-Tech Electric SUV (groups 28–34). Since 2024 the only new Scenic has been a battery SUV. Its higher list price, extra weight and the cost of repairing battery and drivetrain damage put it in the low-30s, roughly where family EVs like the Nissan Ariya and Peugeot e-3008 also land.

For how the 1–50 scale works, see our insurance groups explained guide, and the by-vehicle hub lines the Scenic up against every other model we cover.

Premium Data · 2026

Renault Scenic insurance cost by driver age

Indicative annual comprehensive premiums for a mainstream petrol or diesel Scenic MPV (groups 10–20), UK-wide postcodes, 2026. The E-Tech Electric SUV runs roughly £150–£300 above these figures for its groups 28–34; big cities add another 15–25%, and a telematics policy pulls the youngest band down.

Renault Scenic: typical annual premium by driver age – UK 2026
The 17–24 band pays well over double the 50–64 rate on the same car.
17–24£1,250 25–34£800 35–49£690 50–64£580 65+£640

Source: indicative figures blended from Finder (Scenic average £799, groups 6–34, 2026), the ABI Motor Premium Tracker (£566 paid, Q2 2026) and the Confused.com Price Index (£719 quoted, Q2 2026).

Driver age band Indicative annual premium Notes
17–24 (new/young)£1,250Young-driver average for a mid-group MPV; telematics quotes start below this
25–34£800Falls quickly as no-claims discount builds
35–49£690Around the composite model average once city weighting is added
50–64£580Cheapest band – an older group-8 car can dip under £480
65+£640Edges up but stays close to the UK average quote

Indicative figures blended from Finder (Renault Scenic average £799 and insurance groups 6–34, 2026), the ABI Motor Premium Tracker (£566 paid, Q2 2026) and the Confused.com Price Index (£719 quoted, Q2 2026). Bands are a Car Insurance Expert composite for a mainstream petrol/diesel MPV; the E-Tech Electric SUV runs higher. For methodology see our UK car insurance cost index.

Groups by generation

Renault Scenic insurance groups by generation and variant

Because the Scenic has been both a budget family MPV and, now, an electric SUV, the group rating tells you far more than the name. The older Scenic II and III petrols and diesels are the cheapest, dropping to group 6. The last MPV generation – the Scenic IV and seven-seat Grand Scenic – sits in the teens and low 20s. The E-Tech Electric SUV, the only Scenic you can buy new in 2026, is the outlier at groups 28–34.

Generation / variant Insurance group (1–50) Notes
Scenic II / III (2003–2016 petrol & diesel MPV)6–16Cheapest Scenics to cover
Scenic IV 1.2 / 1.3 TCe & dCi (2016–2022)12–20The last mainstream MPV
Grand Scenic (seven-seat MPV)16–24Bigger body, a few groups higher
Scenic E-Tech Electric SUV Techno 60kWh (2024 on)28Entry-level new Scenic; the cheapest EV trim
Scenic E-Tech Long Range / Esprit Alpine 87kWh32–34Today’s Scenic; EV battery and repair economics

Group ratings: Finder (Scenic groups 6–34) and Parkers / Thatcham Research listings, including the Renault Scenic E-Tech electric SUV at groups 28–34. Individual cars vary by year, engine and options.

EV SUV or petrol MPV?

The electric Scenic SUV vs the old petrol MPV – and how to cut the cost

If you’re weighing up the two, insurance leans one way and only one way. A used Scenic MPV in groups 6–20 is the cheaper car to cover, and by a wide margin for a younger driver where every group counts. The E-Tech Electric SUV asks a good deal more at groups 28–34, partly because EV repairs – anything touching the battery pack especially – still cost more and take longer, and partly because it’s a much pricier car to replace. Its running costs claw plenty of that back at the plug, so the EV can still be cheaper to own overall; it just won’t be on the insurance line. Whichever way you go, these levers help:

  • Match the car to the driver. For a new driver a low-group used Scenic MPV beats the electric SUV on premium every time; for a settled driver the gap narrows and the EV’s fuel savings often tip the balance.
  • Mind the seven-seat Grand Scenic. It’s only a few groups above the standard MPV, but if you don’t need the extra pair of seats the five-seater is the cheaper buy.
  • Use a black box under 25. Telematics prices you on how you actually drive and is the single biggest saving on the young-driver figure above.
  • Pay annually rather than monthly to sidestep the 10–15% instalment APR most insurers add.
  • Build and protect no-claims discount – it’s why the 50–64 band pays £580 against £1,250 at 17–24.
  • Add an experienced named driver honestly – never as the “main” driver when they’re not, which is fronting and voids the policy.

Looking at the electric one specifically? Our electric car insurance cost guide covers why EVs sit a few groups higher, how battery and repair costs feed into the premium, and what to check on an EV policy before you buy.

FAQs

Renault Scenic insurance: your questions answered

The Renault Scenic spans insurance groups 6 to 34 on the 1-50 scale, because the badge has covered very different cars. Older petrol and diesel MPVs sit from group 6, the last Scenic IV and Grand Scenic run groups 12-24, and the current E-Tech Electric SUV is groups 28-34. Always check the group for the exact model and year.
Around 800 pounds a year on our 2026 composite estimate for comprehensive cover, close to the 799 pounds Finder lists for the model. The spread is wide, though: a settled driver on an older group-8 MPV can pay under 480 pounds, while a young driver on the newer car pays well over a thousand. The electric SUV costs noticeably more than the used petrol MPV for the same driver.
It sits higher than the old MPV but is fair for a family electric SUV. The Scenic E-Tech Electric is in insurance groups 28 to 34, broadly in line with rivals like the Nissan Ariya and Peugeot e-3008. It costs more than the petrol Scenic because EV repairs and battery work are dearer and it is a pricier car to replace, but it is far from the most expensive electric car to cover.
Yes, by a clear margin. The E-Tech Electric SUV's groups 28-34 sit well above the petrol and diesel MPV at groups 6-24, so for the same driver the EV quotes higher. The difference is smaller for older, lower-risk drivers and largest for the young. The EV's cheaper running costs often offset the insurance gap once you add up the whole cost of ownership.
An older Scenic II or III petrol or diesel in a low trim is the cheapest, dropping to group 6, so a settled driver can find cover well under 500 pounds. Among newer cars, a Scenic IV 1.3 TCe or dCi in groups 12-16 is the most affordable. The E-Tech Electric SUV is the one to avoid if a low premium is your main priority.
The used MPV is one of the cheaper family cars to run, with low groups, plenty of space and simple mechanicals that keep repair bills down. The seven-seat Grand Scenic costs only a little more to cover than the standard car. The electric SUV is a pricier proposition on the insurance line but adds SUV practicality and low charging costs, so it suits families who do the miles to make an EV pay.
Budget around 1,250 pounds a year at 17-24 for a mainstream petrol or diesel Scenic MPV, and more again for the electric SUV. The cheapest realistic combination is a low-group older Scenic on a telematics policy, which prices on real driving and can save several hundred pounds off the standard young-driver figure.
For under-25s it is the fastest single saving. A telematics policy prices you on speed, braking, mileage and time of day rather than age alone, and on a young Scenic driver's premium it regularly means a saving of several hundred pounds. The trade-offs are curfews on some policies and the monitoring itself, which not everyone is comfortable with.
Our sources

Sources & editorial

Related: all vehicles · UK car insurance cost index · insurance groups explained.

Reviewed by the Car Insurance Expert editorial team. Premium figures are indicative market averages and modelled quotes, not firm prices; your own cost depends on the exact Scenic, your age, postcode, mileage and history. Methodology: published group ratings and averages from the sources above, benchmarked to a typical comprehensive policy. Corrections via our contact form.

Last updated: 21 September 2026

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