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Peugeot 308 insurance cost UK 2026

The Peugeot 308 costs around £745 a year to insure in 2026 on our composite estimate — only a touch above the £719 UK all-ages average. That is about right for a mid-sized family hatchback: it is bigger and pricier than a supermini but far from a performance car, so it lands in the middle of the group scale. Parkers rates the current 2021-on 308 from insurance group 19 to 30, with the 1.2 PureTech petrol lowest and the plug-in hybrid GT models at the top. A settled driver in their forties can get close to £645; a newly qualified driver on the same 308 is nearer £1,980. Full premiums by driver age, why the hybrids cost more, and five ways to trim the quote are below.

Premiums by age → Other vehicles
Typical Peugeot 308 insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

Groups 19–30
Parkers, current 308
~£745/yr
composite average, all ages
+4% vs avg
mid groups, family hatch
Direct Answer

How much does it cost to insure a Peugeot 308 in 2026?

Budget around £745 a year for comprehensive cover on a Peugeot 308 in 2026 — that is our composite estimate for a typical driver, and it sits about 4% above the £719 UK all-ages average. The 308 is a middle-of-the-road car in the most literal sense: a five-door family hatchback that competes with the Volkswagen Golf and Ford Focus, more expensive to repair and replace than a small city car but a long way from anything that worries an underwriter. That is why it lands squarely in the middle of the group scale rather than at either end.

What you buy inside the range matters more than the badge. Parkers rates the current 2021-on 308 from insurance group 19 to 30, with the entry 1.2 PureTech petrol cars near the bottom and the 1.6 plug-in hybrid GT and GT Premium models at the top. The previous 2014–2021 generation spans a wider group 9 to 36, because it stretched all the way from a basic 1.2 Access up to the hot 270bhp GTi. On top of the group rating the usual levers apply: a driver in their forties with a clean licence and full no-claims discount can come in near £645, while the same 308 insured for a newly qualified driver in a city postcode can reach £1,980. Here is how the composite breaks down across the age bands:

Peugeot 308 insurance cost by driver age — UK 2026
Drivers in their forties pay the least at around £645; a 17–20-year-old on the same 308 pays roughly three times as much.
Age 17–20£1,980 Age 21–24£1,310 Age 25–29£940 Age 30–39£735 Age 40–49£645 Age 50–59£660 Age 60–69£715 Age 70+£880

Source: Car Insurance Expert composite estimate for 2026, built from Parkers insurance groups (19–30) and the Confused.com Price Index £719 all-ages average; comprehensive cover only.

Driver age bandComposite 308 premiumUK all-ages average308 vs all-ages
17–20£1,980£719+175%
21–24£1,310£719+82%
25–29£940£719+31%
30–39£735£719+2%
40–49£645£719−10%
50–59£660£719−8%
60–69£715£719−1%
70+£880£719+22%

Sources: Confused.com Price Index (£719 all-ages average, Q2 2026); ABI Motor Insurance Premium Tracker Q2 2026 (£566 average premium actually paid); Parkers insurance groups for the Peugeot 308 (19–30 for the 2021-on car; 9–36 for the 2014–2021 generation). The 308 column is a Car Insurance Expert composite estimate: the model's group position scaled across the published UK age curve, comprehensive cover only.

Groups & Trims

Why the 308 spans insurance groups 19 to 30

The version you pick moves the premium more than most buyers expect. On the current 2021-on car the cheapest to insure is the 1.2 PureTech petrol in Active and Active Premium trim, around group 19 to 20. Step up through Allure and GT and the groups climb into the mid-20s, and the 1.6 plug-in hybrid, especially the 225bhp Hybrid in GT Premium trim, reaches group 30. The hybrids cost more to cover partly because they are more powerful and pricier to buy, and partly because a damaged high-voltage battery is expensive to assess and replace.

The older 2014–2021 308 covers a much wider band, from group 9 for a basic 1.2 VTi Access up to group 36 for the 270bhp GTi. If you are shopping used, that spread is worth knowing: a modest petrol 308 from that era can be genuinely cheap to insure, while the GTi is priced like the hot hatch it is. If you are cross-shopping the Peugeot range, the smaller 208 is cheaper to insure, the 2008 crossover sits close to the 308, and the larger 3008 is a step up in size and group.

How to Lower It

Five ways to cut the cost of insuring a Peugeot 308

The 308 sits close to the market average, so there is room to bring a quote down below it. These five levers do the most:

  1. Choose the 1.2 PureTech if you can. On the current car the gap between an entry 1.2 PureTech petrol (group 19–20) and a plug-in hybrid GT Premium (group 30) is the single biggest lever you control. The hybrids are appealing for company-car tax and running costs, but if insurance is your priority the petrol is the cheaper starting point.
  2. Compare widely and skip the auto-renewal. The 308 is a mainstream car that nearly every insurer will quote on, so the spread between the best and worst price is wide. Run the big comparison sites, add a couple of direct-only insurers that never appear on them, and treat the renewal figure as a number to beat rather than accept.
  3. Raise the voluntary excess, within reason. Moving from a £250 to a £500 voluntary excess usually trims the premium. Add it to the compulsory excess and make sure the total is money you could actually find after a claim before you commit to it.
  4. Park it off-road and keep the details tidy. A 308 kept on a drive overnight is lower risk than one left on the street, and an accurate, realistic annual mileage helps too. Keep your job description precise and your no-claims discount recorded correctly, because small errors here can quietly inflate the price.
  5. Pay annually and protect your no-claims discount. Monthly instalments carry an APR that can add 10–15% over the year. If you can pay up front, do — and once you have a few years of no-claims discount, protecting it is cheap cover against one at-fault claim undoing years of saving.

If your renewal still looks higher than it should for a mainstream hatchback, it is worth understanding what is pushing UK premiums up in 2026 — from 12% Insurance Premium Tax to record repair and theft costs — before you accept the quote.

Common Questions

Peugeot 308 insurance: FAQs

Parkers rates the current 2021-on Peugeot 308 from insurance group 19 to 30 on the 1 to 50 scale. The 1.2 PureTech petrol in Active trim sits lowest, around group 19 to 20; Allure and GT trims move into the mid-20s; and the 1.6 plug-in hybrid, especially the 225bhp car in GT Premium trim, reaches group 30. The older 2014 to 2021 308 spans a wider group 9 to 36, from a basic 1.2 up to the 270bhp GTi. Check the group for the exact engine and trim before you buy.
On our 2026 composite estimate a typical driver pays around £745 a year for comprehensive cover on a Peugeot 308, only about 4% above the £719 UK all-ages average. The range across ages is wide: a settled driver in their forties with clean history and a full no-claims discount can get close to £645, while a driver in their late teens or early twenties on the same car can pay £1,980 or more. Trim matters too, with the plug-in hybrids costing more than the entry petrol cars.
Not really — it sits close to the UK average rather than at either extreme. As a mid-sized family hatchback it costs more to insure than a small city car but much less than a performance model or a large SUV. For an older driver with a clean licence and full no-claims discount it comes in comfortably below the average, and only the plug-in hybrid GT versions and the older GTi push the price up. For most drivers the 308 is a sensibly priced car to cover.
Yes, usually by a clear margin. The 1.6 plug-in hybrid, and the 225bhp Hybrid in GT Premium trim in particular, sits at the top of the current 308's group range, up to group 30, against group 19 to 20 for the entry 1.2 PureTech petrol. It costs more because it is more powerful and pricier to buy, and because a damaged high-voltage battery is expensive to assess and replace. The hybrid can still make sense for its running costs and company-car tax, but on insurance alone the petrol is cheaper.
They are close rivals and tend to land in similar territory, so the honest answer is that it depends on the exact versions and the driver. Both are mid-sized family hatchbacks that occupy the middle of the group scale, and a like-for-like quote often comes out within a modest margin either way. Rather than assume one badge is always cheaper, get quotes on the specific engines and trims you are choosing between, because the individual variant and your own details will decide it more than the model.
It is, by 308 standards. The 2014 to 2021 GTi with the 270bhp 1.6 THP engine sits around group 36, well above the ordinary petrol and diesel 308s of the same era, which start as low as group 9. Insurers rate it as the genuine hot hatch it is, so expect a noticeably higher premium, especially for a younger driver. If you want the 308 look without the hot-hatch price, a standard petrol from that generation is far cheaper to cover.
The insurance group is only the starting point. Your age, postcode, annual mileage, no-claims discount, job and how you use the car all move the final price, sometimes by more than the group does. A mid-group car like the 308 still costs a lot to insure for a 17-year-old in a city, because the driver risk outweighs the vehicle risk. If your quote looks steep, check the mileage and use you have declared, make sure your no-claims discount is recorded correctly, and compare several insurers before you commit.
Start by choosing an entry 1.2 PureTech petrol rather than a plug-in hybrid GT — the group difference is worth real money. Then compare widely rather than auto-renewing, because on a mainstream car the spread of quotes is wide. Beyond that, the usual levers apply: a voluntary excess you can genuinely afford, the car parked off-road overnight, an honest annual mileage, paying annually rather than monthly, and protecting your no-claims discount once you have built it. For a young driver, a telematics policy is often the biggest single saving.

Our sources

  • Parkers — Peugeot 308 (2021 on) insurance groups — the 19–30 group range for the current car, with the 1.2 PureTech lowest and the 1.6 plug-in hybrid GT Premium at the top, used throughout this page
  • Parkers — Peugeot 308 (2014–2021) insurance groups — the wider group 9–36 range for the previous generation, up to the 270bhp GTi
  • Confused.com Price Index (Q2 2026) — the £719 UK all-ages average premium used as the benchmark for every comparison here
  • ABI Motor Insurance Premium Tracker (Q2 2026) — the £566 average premium actually paid across the market
  • Car Insurance Expert composite estimate (2026) — our by-age premium model for the 308, built from the group data and published all-ages averages above

Reviewed by the Car Insurance Expert editorial team

Our vehicle analyst compiled the group data from Parkers and benchmarked the premiums against Confused.com and ABI published averages; the by-age figures are a Car Insurance Expert composite estimate, not quotes from any named insurer. Spotted something that looks off? Tell us through the contact form and we'll check it.

Last updated: 17 September 2026

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