By Vehicle · Peugeot · 5008

Peugeot 5008 insurance cost UK 2026

The Peugeot 5008 costs around £825 a year to insure in 2026 on our composite estimate — roughly 15% above the £719 UK all-ages average. That premium buys cover on one of the few genuine seven-seaters left at this money, and the extra over a normal family hatch is the price of the size, the weight and the number of people it carries. Parkers rates the 5008 from insurance group 11 for an older entry diesel up to group 36 for the latest plug-in hybrid GT. A settled driver in their forties with a clean licence can get close to £715; a newly qualified driver on the same car is nearer £2,180. Premiums by age, why the new hybrids sit so much higher, and five ways to bring the quote down are all below.

Premiums by age → Other vehicles

Groups 11–36

Parkers, both generations

~£825/yr

composite average, all ages

+15% vs avg

seven-seat family SUV

Direct Answer

How much does it cost to insure a Peugeot 5008 in 2026?

Budget around £825 a year for comprehensive cover on a Peugeot 5008 in 2026 — that is our composite estimate for a typical driver, and it sits about 15% above the £719 UK all-ages average. The 5008 is a big, practical seven-seat SUV, so it was never going to be as cheap as a supermini. It weighs more, costs more to repair and replace, and carries more people, and underwriters price all three of those in. What it is not is a performance car, so the premium is comfortably short of what a hot hatch or a large prestige SUV would cost.

The version you own moves the number more than the badge does. Parkers rates the 2017–2024 5008 from group 11 for an entry 1.6 BlueHDi diesel up to group 29 for the 2.0 BlueHDi 180 GT, while the newer 2024-on car, which is now hybrid and plug-in hybrid only, runs from group 23 for a 1.2 Hybrid Allure to group 36 for the 1.6 plug-in hybrid GT. On top of the group the usual things apply: a driver in their forties with a full no-claims discount can come in near £715, while the same 5008 insured for a teenager in a city postcode can pass £2,180. Here is how the composite breaks down across the age bands.

Peugeot 5008 insurance cost by driver age — UK 2026

Drivers in their forties pay the least at around £715; a 17–20-year-old on the same 5008 pays roughly three times as much.

Source: Car Insurance Expert composite estimate for 2026, built from Parkers insurance groups (11–36) and the Confused.com Price Index £719 all-ages average; comprehensive cover only.

Driver age band	Composite 5008 premium	UK all-ages average	5008 vs all-ages
17–20	£2,180	£719	+203%
21–24	£1,440	£719	+100%
25–29	£1,045	£719	+45%
30–39	£815	£719	+13%
40–49	£715	£719	−1%
50–59	£730	£719	+2%
60–69	£800	£719	+11%
70+	£980	£719	+36%

Sources: Confused.com Price Index (£719 all-ages average, Q2 2026); ABI Motor Insurance Premium Tracker Q2 2026 (£566 average premium actually paid); Parkers insurance groups for the Peugeot 5008 (11–29 for the 2017–2024 SUV; 23–36 for the 2024-on hybrid car). The 5008 column is a Car Insurance Expert composite estimate: the model's group position scaled across the published UK age curve, comprehensive cover only.

Groups & Trims

Why the 5008 spans insurance groups 11 to 36

Two very different cars wear the 5008 badge, and that is why the group range is so wide. The 2017–2024 SUV was sold with ordinary petrol and diesel engines, and it is genuinely modest to insure at the bottom: an entry 1.6 BlueHDi diesel or a 1.2 PureTech petrol in Active trim sits around group 11 to 16, which is remarkable for a seven-seater. Move up to the 2.0 BlueHDi 180 in GT or GT Premium trim and you are into group 29, because it is quicker, heavier on the options and more expensive to put right after a knock.

The current 2024-on 5008 changed the picture. It is now electrified across the board, and even the cheapest 1.2 Hybrid in Allure trim starts at group 23. The 1.6 plug-in hybrid is the one that lifts the ceiling to group 36: it is powerful, it is the priciest 5008 to buy, and a damaged high-voltage battery is slow and costly to assess, all of which underwriters build into the rating. There is also a fully electric e-5008 now, which is a separate model with its own groups. If you are cross-shopping the Peugeot range, the five-seat 3008 uses the same mechanicals and sits very close on price, while the smaller 308 hatch and the 2008 crossover are cheaper again.

How to Lower It

Five ways to cut the cost of insuring a Peugeot 5008

The 5008 sits a little above the market average, so there is room to pull a quote back towards it. These five levers do the most.

Match the engine to your budget before you buy. On a used 5008 the gap between an entry diesel or petrol (group 11 to 16) and a 2.0 BlueHDi GT (group 29) is large, and on the current car the jump from a 1.2 Hybrid (group 23) to a plug-in hybrid GT (group 36) is larger still. If insurance matters more to you than the last word in performance, the lower-powered version is the cheaper starting point every time.
Compare widely and ignore the renewal quote. The 5008 is a mainstream car that almost every insurer will price, so the spread between the cheapest and the dearest quote is wide. Run the big comparison sites, add a couple of direct-only insurers that never appear on them, and treat your renewal figure as a number to beat, not accept.
Raise the voluntary excess, sensibly. Lifting a voluntary excess from £250 to £500 usually shaves the premium. Just add it to the compulsory excess first and check the total is money you could actually find the morning after a claim.
Keep it off the road overnight and your details honest. A 5008 parked on a drive or in a garage is rated lower than one left on the street, and a realistic annual mileage helps too. Family SUVs get used for the school run and the odd long trip, so declare the mileage you actually do rather than guessing high, and make sure your no-claims discount is recorded correctly.
Pay annually and protect your no-claims discount. Spreading the cost monthly carries an APR that can add 10–15% over the year, so pay up front if you can. Once you have built a few years of no-claims discount, protecting it is cheap insurance against a single at-fault claim wiping out years of saving.

If your renewal still looks steep for a family SUV, it is worth understanding what is pushing UK premiums up in 2026 — from 12% Insurance Premium Tax to record repair and theft costs — before you sign.

Common Questions

Peugeot 5008 insurance: FAQs

What insurance group is the Peugeot 5008?

It depends heavily on which 5008 you mean. Parkers rates the 2017 to 2024 SUV from insurance group 11, for an entry 1.6 BlueHDi diesel or a 1.2 PureTech Active, up to group 29 for the 2.0 BlueHDi 180 GT. The current 2024-on car is hybrid and plug-in hybrid only and starts higher, from group 23 for a 1.2 Hybrid Allure up to group 36 for the 1.6 plug-in hybrid GT. Always check the group for the exact engine and trim, because the spread across the range is unusually wide.

How much is insurance for a Peugeot 5008 per year?

On our 2026 composite estimate a typical driver pays around £825 a year for comprehensive cover on a Peugeot 5008, roughly 15% above the £719 UK all-ages average. The range is wide: a settled driver in their forties with a clean licence and full no-claims discount can get close to £715, while a driver in their late teens or early twenties on the same car can pay £2,180 or more. The engine and trim matter too, with the plug-in hybrids costing more than the older petrol and diesel cars.

Is the Peugeot 5008 expensive to insure?

It is a bit above average, which is fair for a seven-seat SUV, but it is not an expensive car to cover by SUV standards. An older petrol or diesel 5008 in a low group can be genuinely cheap for a mature driver with a clean record, coming in around the market average or below. It is only the newer plug-in hybrid GT versions, in the high 30s for group, that push the premium up noticeably. For most drivers the 5008 is sensibly priced for the space it gives you.

Is the plug-in hybrid 5008 more expensive to insure?

Yes, usually by a clear margin. The 1.6 plug-in hybrid sits at the very top of the current 5008 group range, up to group 36, against group 23 for the entry 1.2 Hybrid. It costs more to insure because it is the most powerful and most expensive 5008 to buy, and because a damaged high-voltage battery is expensive and slow to assess and replace. The plug-in hybrid can still add up for company-car tax and running costs, but on insurance alone the standard hybrid is the cheaper choice.

Is the Peugeot 5008 more expensive to insure than the 3008?

They are very close, because the 5008 is essentially a longer, seven-seat version of the 3008 built on the same platform with the same engines. In practice a like-for-like 5008 and 3008 often land within a modest margin of each other, and the 5008 is sometimes fractionally more because it is larger and heavier. The bigger difference is the engine and trim you choose, not which of the two bodies you pick, so get quotes on the exact versions you are weighing up.

Does the seven-seat layout make the 5008 cost more to insure?

Not directly — insurers rate the car on its group, value, power and repair cost rather than counting the seats. What the seven-seat layout brings is size and weight, and those do feed into the group and the repair bill, which is part of why the 5008 sits a little above a five-seat hatch. But there is no separate surcharge for the extra seats, and a low-group diesel 5008 can still be cheaper to insure than a much smaller but more powerful car. The version matters more than the seat count.

Why is my Peugeot 5008 quote higher than the group suggests?

The insurance group is only the starting point. Your age, postcode, annual mileage, no-claims discount, job and how you use the car all move the final price, sometimes by more than the group does. A mid-group family SUV like the 5008 still costs a lot to insure for a teenager in a city, because the driver risk outweighs the vehicle risk. If your quote looks steep, check the mileage and use you have declared, make sure your no-claims discount is recorded correctly, and compare several insurers before you commit.

How can I lower the cost of insuring a Peugeot 5008?

Start with the version: a lower-powered petrol or diesel, or the standard hybrid rather than the plug-in hybrid GT, keeps you in a cheaper group. Then compare widely instead of auto-renewing, because on a mainstream car the spread of quotes is wide. Beyond that the usual levers apply: a voluntary excess you can genuinely afford, the car kept off-road overnight, an honest annual mileage, paying annually rather than monthly, and protecting your no-claims discount once you have built it. For a young driver, a telematics policy is often the single biggest saving.

Our sources

Parkers — Peugeot 5008 (2017–2024) insurance groups — the group 11–29 range for the petrol and diesel SUV, with the 1.6 BlueHDi lowest and the 2.0 BlueHDi 180 GT at the top, used throughout this page
Parkers — Peugeot 5008 (2024 on) insurance groups — the group 23–36 range for the current hybrid car, from the 1.2 Hybrid Allure up to the 1.6 plug-in hybrid GT
Confused.com Price Index (Q2 2026) — the £719 UK all-ages average premium used as the benchmark for every comparison here
ABI Motor Insurance Premium Tracker (Q2 2026) — the £566 average premium actually paid across the market
Car Insurance Expert composite estimate (2026) — our by-age premium model for the 5008, built from the group data and published all-ages averages above

Reviewed by the Car Insurance Expert editorial team

Our vehicle analyst compiled the group data from Parkers and benchmarked the premiums against Confused.com and ABI published averages; the by-age figures are a Car Insurance Expert composite estimate, not quotes from any named insurer. Spotted something that looks off? Tell us through the contact form and we'll check it.

Last updated: 18 September 2026

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