By vehicle

Audi A1 insurance cost UK 2026

Q: What insurance group is the Audi A1?

The current Audi A1 Sportback (2018 onwards) falls into insurance groups 14 to 31 out of 50. The 25 TFSI 95PS Sport S Tronic is lowest at group 14; the S line Competition 40 TFSI 200PS tops the range at group 31. Across all generations the A1 spans groups 9 to 38, with the older 1.2 TFSI SE at group 9 and the S1 quattro at group 38.

Q: How much does Audi A1 insurance cost a year?

Around GBP 856 a year for fully comprehensive cover, based on Finder UK's published average of GBP 855.67 (about GBP 76.27 a month). Individual versions range from roughly GBP 511 for an entry group-9 1.2 TFSI to GBP 1,067 for an S1 Competition, for a 30-year-old driver with a clean licence. That average sits about 19% above the GBP 719 all-ages average comprehensive quote in the Confused.com Price Index for Q2 2026.

Q: Which Audi A1 is cheapest to insure?

On the current Sportback it is the 25 TFSI 95PS Sport S Tronic in group 14, with Technik and SE versions of the same 1.0-litre engine close behind in groups 16-20. On the earlier 2010-2018 hatchback the 1.2 TFSI SE in group 9 is the cheapest A1 ever sold in the UK. Avoid the 40 TFSI and any S1 if premium is your priority - they cost roughly double to insure.

The average Audi A1 costs around £856 a year to insure comprehensively in 2026, sitting in insurance groups 14–31 for the current Sportback — making it comfortably the cheapest Audi to insure, though still above the UK all-driver average.

See premiums by version All vehicles

Group 14-31

Current A1 Sportback (2018 on)

~£856/yr

Average comprehensive premium

19% above

vs £719 Confused.com index

Direct answer: what does it cost to insure an Audi A1?

A typical UK driver insuring an Audi A1 pays in the region of £800 to £900 a year for fully comprehensive cover. Finder UK’s published quote sample puts the all-model average at £855.67 a year, or about £76.27 a month paid monthly. That is roughly 19% above the £719 average comprehensive quote reported by the Confused.com Price Index for Q2 2026, and comfortably above the ~£560 figure the ABI reports for premiums actually paid — the two are different measures and should never be read as the same number.

What makes the A1 interesting is that it is a premium badge on a supermini body. Three structural factors set its price:

Insurance group. The current A1 Sportback spans groups 14 to 31 out of 50. That is low for an Audi — the A3 starts around group 15–20 and the Q3 starts at 21 — but high for a supermini, where a Volkswagen Polo or Toyota Aygo can start in single figures. The gap is the badge, the engine range and the parts bill, not the size of the car.
Repair economics. The A1 shares Volkswagen Group’s MQB A0 platform with the Polo and SEAT Ibiza, but it is trimmed and equipped as a premium car. Genuine Audi panels, LED lighting units and the front-facing camera and radar behind the grille all cost more to replace, and any windscreen or bumper work triggers an ADAS recalibration that adds several hundred pounds to an otherwise routine claim.
Safety and security offset. Working the other way, the A1 scored five stars at Euro NCAP in 2019 with 95% for adult occupant protection, and every current car has autonomous emergency braking as standard. Strong injury-claim performance is one reason the A1 sits well below where its price tag alone would put it. Theft interest is also lower than for larger Audis — relay attacks on keyless cars are the main exposure, and the A1 is a less attractive target than an A3 saloon, Q-series SUV or RS model.

Production of the petrol A1 ended in April 2026 after more than 1.38 million cars, so from here the A1 is a used-market proposition. That should gently reduce premiums over time as values soften, though parts availability for the newest trims will keep repair costs firm for several years yet.

By version

Audi A1 insurance cost by version and engine (2026)

The single biggest lever inside the A1 range is which engine you choose. The figures below are Finder UK’s published annual comprehensive quote averages for a 30-year-old driver with a clean licence, matched to each version’s Thatcham insurance group. The spread from the cheapest A1 to the quickest S1 is more than double.

Audi A1 insurance cost by version — annual comprehensive premium, UK 2026

Choosing the small turbo petrol over an S1 halves the annual bill for the same driver.

Source: Finder UK published Audi A1 quote averages (30-year-old driver, comprehensive), with Thatcham/Parkers insurance group ratings. Indicative only.

Audi A1 version	Insurance group	Annual comprehensive premium (age 30)
1.2 TFSI SE 3d (2010–2018)	9	£511
1.2 TFSI Contrast Edition	10	£610
1.4 TFSI Sport	15	£756
35 TFSI 150PS (Sportback)	24	£773
40 TFSI 200PS S line Competition	31	£1,020
S1 Nav 2.0 TFSI quattro	38	£1,028
S1 Competition 2.0 TFSI quattro	37	£1,067

Source: Finder UK Audi A1 insurance data (comprehensive quote averages, 30-year-old driver); insurance groups per Parkers and Thatcham Research. Figures are indicative averages, not quotes.

Two things stand out. First, the group number tracks the premium closely but not perfectly — the group-24 35 TFSI costs barely more than the group-15 1.4 TFSI Sport, because the newer car’s standard AEB and better crash performance claw back some of what its extra power costs. Second, the jump from the 40 TFSI upward is where the money is: anything with the 2.0-litre S1 engine and quattro drivetrain adds £250–£300 a year over the fastest ordinary A1. If you want to understand how the 1–50 scale drives all of this, see our guide to insurance groups.

By driver age

Audi A1 insurance by driver age band

Age moves the price far more than trim does. Finder’s quote sample for the entry group-9 A1 shows £916.69 at age 20, £511.43 at 30, £500.06 at 40 and £493.38 at 50 — a flat curve above 30 and a sharp step below it. The table below scales that shape up to a typical current A1 Sportback in groups 16–20, which is where most used examples now sit.

Driver age band	Indicative annual premium (A1 Sportback, group 16–20)
17–20 (newly passed, no NCD)	£2,400–£2,800
21–24	£1,500–£1,800
25–34	£900–£1,050
35–49	£600–£700
50–64	£520–£600
65+	£560–£650

Indicative bands modelled from Finder UK’s published A1 age-band quote sample, scaled to the current car’s insurance group and benchmarked to the Confused.com Price Index (£719 average comprehensive quote, Q2 2026). Your own quote depends on postcode, no-claims bonus, mileage and claims history.

The A1 is one of the few premium-badge cars a young driver can realistically insure, but only in its lowest-group form and usually only with telematics. A 17-year-old quoting a group-14 25 TFSI Sport will pay far less than the same driver quoting a 40 TFSI, and the difference dwarfs any saving from shopping around. For wider age context across all cars, see our UK car insurance cost index.

Keeping it cheap

The cheapest way to insure an Audi A1 — and the alternatives

The cheapest current A1 to insure is the 25 TFSI Sport S Tronic, a 95hp 1.0-litre three-cylinder that sits in insurance group 14. Technik and SE trims with the same engine land in groups 16–20. On the older 2010–2018 hatchback, the 1.2 TFSI SE in group 9 is the outright cheapest A1 of any generation. Anything badged S line Competition, 40 TFSI or S1 should be treated as a different insurance proposition entirely.

Beyond picking the right engine, the levers that actually move an A1 premium are:

Keep it standard. Alloy upgrades, remaps, lowered suspension and aftermarket exhausts all have to be declared and all push the price up. Undeclared modifications can void a claim outright.
Park it off-road and add a Thatcham-approved tracker. The A1’s main theft exposure is keyless relay attack; a tracker, a signal-blocking pouch for the fob and a driveway or garage all help.
Raise the voluntary excess sensibly. Going from £250 to £500 typically trims a meaningful slice off an A1 premium, but only take on an excess you could actually pay.
Pay annually. Monthly instalments on an A1 at Finder’s average work out at roughly £915 a year against £856 up front — that gap is credit interest, not cover.
Declare mileage honestly but accurately. Many A1 owners overstate annual mileage out of habit; a realistic 6,000–8,000 miles is often cheaper than a defensive 12,000.
Re-shop every renewal. Quotes for the same A1 vary by several hundred pounds between insurers, and auto-renewal is consistently the most expensive option.

Alternatives worth pricing alongside it. The A1 shares its underpinnings with the Volkswagen Polo and SEAT Ibiza, both of which start several groups lower for a very similar car to drive — if the badge is negotiable, that is the fastest saving available. Going the other way, a MINI Cooper sits in broadly comparable territory, while an Audi A3 is a size up and a few groups dearer. Browse the full range on our by-vehicle hub.

FAQ

Audi A1 insurance: common questions

What insurance group is the Audi A1?

The current Audi A1 Sportback (2018 onwards) falls into insurance groups 14 to 31 out of 50. The 25 TFSI 95PS Sport S Tronic is lowest at group 14; the S line Competition 40 TFSI 200PS tops the range at group 31. Across all generations the A1 spans groups 9 to 38, with the older 1.2 TFSI SE at group 9 and the S1 quattro at group 38. See our guide to insurance groups for how the scale works.

How much does Audi A1 insurance cost a year?

Around £856 a year for fully comprehensive cover, based on Finder UK’s published average of £855.67 (about £76.27 a month). Individual versions range from roughly £511 for an entry group-9 1.2 TFSI to £1,067 for an S1 Competition, for a 30-year-old driver with a clean licence. That average sits about 19% above the £719 all-ages average comprehensive quote in the Confused.com Price Index for Q2 2026.

Is the Audi A1 cheap to insure for a premium car?

Yes — it is the cheapest Audi to insure. Its lowest groups start at 14 for the current car, below the A3, Q2, Q3 and everything above them. Small turbocharged engines, a five-star Euro NCAP result with 95% adult occupant protection, standard autonomous emergency braking and modest theft interest all pull the group ratings down. It is still dearer than a mainstream supermini, because Audi parts and ADAS recalibration make repairs more expensive.

Which Audi A1 is cheapest to insure?

On the current Sportback it is the 25 TFSI 95PS Sport S Tronic in group 14, with Technik and SE versions of the same 1.0-litre engine close behind in groups 16–20. On the earlier 2010–2018 hatchback the 1.2 TFSI SE in group 9 is the cheapest A1 ever sold in the UK. Avoid the 40 TFSI and any S1 if premium is your priority — they cost roughly double to insure.

Can a 17 or 18 year old afford to insure an Audi A1?

It is possible but expensive. A newly passed driver with no no-claims bonus should budget roughly £2,400–£2,800 a year on a group 16–20 A1, and more in high-risk postcodes. Sticking to the group-14 25 TFSI and taking a telematics policy are the two changes that make the biggest difference. A group 1–5 first car will always be cheaper, so the A1 is a stretch rather than an obvious first-car choice.

Is the Audi A1 more expensive to insure than a VW Polo?

Yes, usually by several insurance groups, even though the two cars share Volkswagen Group’s MQB A0 platform and many mechanical parts. The difference is the trim and equipment: Audi-branded panels, lighting and interior components cost more to replace, and higher new and used values raise the potential total-loss payout. If the badge is not important to you, pricing a Polo or SEAT Ibiza alongside the A1 is the single quickest way to cut the premium.

Does the Audi A1 being discontinued affect insurance?

Audi ended A1 production in April 2026 after more than 1.38 million cars, so it is now a used-only model. Discontinuation does not change your insurance group, and parts supply is guaranteed for years, so there is no immediate premium effect. Over time, softening used values typically pull total-loss payouts and therefore premiums down slightly, while the newest trims keep repair costs firm. Expect gradual drift, not a step change.

Do modifications or alloy wheels raise Audi A1 insurance?

Yes. The A1 is a heavily modified car in the used market, and every change — aftermarket alloys, lowered suspension, remaps, bodykits, exhausts, tinted glass — must be declared. Modifications raise premiums because they increase performance, repair cost or theft appeal. Failing to declare one can invalidate the policy and a claim. Security additions such as a Thatcham-approved tracker or alarm are the exception and can reduce the price.

Transparency

Our sources

Finder UK — Audi A1 insurance group & cost (average £855.67/yr comprehensive; per-version and age-band quote averages)
Parkers — Audi A1 Sportback (2018 on) and A1 Hatchback (2010–2018) insurance groups by trim and engine
Thatcham Research — insurance group rating methodology (the 1–50 scale, repair, performance and security criteria)
Confused.com Price Index — £719 average comprehensive quote, Q2 2026 (all ages, quoted not paid)
Association of British Insurers — average premium actually paid (~£560), a different basis to quoted averages
Euro NCAP — 2019 Audi A1 five-star result, 95% adult occupant protection
Audi UK / Autocar — end of A1 production, April 2026 (1,389,658 cars built since 2010)

Explore more: all vehicles · UK car insurance cost index · insurance groups explained.

Reviewed by the Car Insurance Expert editorial team. Methodology: we take published model-level quote averages, cross-check each version against its Thatcham insurance group as listed by Parkers, and benchmark the result against the Confused.com Price Index and ABI published averages. Quoted and paid averages are reported separately and never blended. All figures are indicative market averages, not quotes — your own price depends on your age, postcode, no-claims bonus, mileage and claims history.

Last updated: 2026-08-02

Explore more

More By Vehicle pages

← Back to By Vehicle