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Citroen Berlingo insurance cost UK 2026

Citroen Berlingo insurance averages about £695 a year for comprehensive cover in 2026 — roughly 3% below the ~£719 UK average quoted premium — thanks to a van-derived design that keeps repair bills low. Groups span 4 on an older 1.6 HDi Multispace to 23 at the top, with the current diesel and petrol MPV mostly sitting in the 8–16 band and the electric e-Berlingo higher at group 18–21. Groups by version, premiums by driver age and the cheapest ways to insure one are below.

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Typical Citroen Berlingo insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

Groups 4-23
Diesel/petrol MPV mostly 8-16, e-Berlingo 18-21
£695/yr
Average comprehensive premium (Finder, 2026)
3% below avg
vs £719 average quoted premium (Confused.com)
Direct Answer

Why Citroen Berlingo insurance costs what it does

For a typical experienced driver, comprehensive cover on a Citroen Berlingo passenger MPV averages around £695 a year in 2026 (Finder UK quote sampling) — about 3% below the ~£719 average quoted premium in the Confused.com Price Index, and above the ~£566 the ABI says motorists actually paid on average (quoted and paid figures use different bases, so never compare one directly with the other). The Berlingo lands below the market average for a simple reason: it is a van underneath a family body, so its parts are cheap and plentiful, its performance is modest, and its claims profile is dominated by low-speed knocks rather than expensive high-speed damage or theft. Which side of that average you land on depends mainly on which Berlingo you pick:

  1. Older Multispace models are the cheap end (groups 4–8) — the 2008–2018 Berlingo Multispace with the 1.6 HDi diesel in VT trim rates as low as group 4, and the 2018-on Feel M BlueHDi 75 rates group 8. Low power, a low list price and cheap repairs keep both claims costs and premiums small — this is where the sub-£500 experienced-driver quotes come from.
  2. The mainstream 2018-on MPV sits mid-table (groups 10–16) — most current diesel and petrol Berlingos — Feel, Flair, Flair XTR, Plus, Rip Curl, Max and Collection — rate between groups 10 and 16 depending on engine (1.5 BlueHDi 100/130 or 1.2 PureTech 130) and body length (M or the longer XL). The 1.5 D 130 Collection M Auto is the dearest combustion version at group 16.
  3. The electric e-Berlingo is the top end (groups 18–21) — the battery-electric e-Berlingo rates groups 18–21. Its drive battery is the single most expensive component on the car, and post-accident battery inspection or replacement pushes EV claims costs — and therefore the Thatcham group — well above the diesel equivalent.

One important caveat: this page is about the passenger Berlingo (the five-seat or seven-seat MPV, sometimes badged Berlingo XL or, historically, Multispace), which takes ordinary private car insurance. The panel-van Berlingo used for work needs commercial van insurance, not a car policy. Note too that facelifted Berlingos built after mid-2023 are legally classed as a five-seat "window van" rather than a conventional car — it still insures as a private vehicle when used privately, but always quote it under its exact registration so the insurer prices the correct body type.

Premium Data · 2026

Citroen Berlingo insurance cost by driver age

Sample comprehensive quotes from Finder's 2026 Citroen Berlingo analysis. The age rows are for an older group 4 Berlingo Multispace 1.6 HDi — the cheapest route into Berlingo ownership — while the final row is Finder's average across all Berlingo versions and ages. A 2018-on MPV in groups 10–16, or an e-Berlingo in groups 18–21, will quote above the age-row figures shown here.

Citroen Berlingo insurance cost by driver age — UK 2026
A 20-year-old pays nearly double an over-50’s premium — but every age row on a group 4 car beats the £719 UK average quote.
Age 20 (group 4)£784 Age 30 (group 4)£434 Age 40 (group 4)£417 Age 50 (group 4)£411 All Berlingo versions avg£695

Source: Finder UK Citroen Berlingo insurance analysis, 2026 (sample quotes and all-versions average).

Driver profileTypical annual premiumBasis
Age 20£784Group 4 Berlingo, comprehensive
Age 30£434Group 4 Berlingo, comprehensive
Age 40£417Group 4 Berlingo, comprehensive
Age 50£411Group 4 Berlingo, comprehensive
All ages, all Berlingo versions£695Finder average, comprehensive

Source: Finder UK Citroen Berlingo insurance analysis, 2026 (sample quotes for a group 4 Berlingo Multispace 1.6 HDi and the all-versions average). Benchmarks: Confused.com Price Index ~£719 average quoted premium (June 2026); ABI ~£566 average paid (Q2 2026) — different bases, never mixed here.

Insurance Groups

Citroen Berlingo insurance groups by version

Group ratings for popular Berlingo versions on the UK 1–50 scale — the higher the group, the dearer the cover. New to the system? See our insurance groups guide.

VersionEngineInsurance group
Multispace VT (2008–2018)1.6 HDi diesel4
Feel M (2018 on)1.5 BlueHDi 758
Flair M/XL (2018 on)1.5 BlueHDi 10010
Plus / Flair XTR / Rip Curl1.5 BlueHDi 100 / 1.2 PureTech 13011–13
Feel / Flair / Max (higher output)1.5 BlueHDi 130 / 1.2 PureTech 13014–15
Collection M Auto (2018 on)1.5 D 130 EAT8 automatic16
e-Berlingo — all trims (2021 on)50kWh electric, 136hp18–21

Source: Parkers group-rating data (Thatcham Group Rating Panel determinations) for the 2018-on Berlingo MPV and the e-Berlingo; Finder UK rates the older 2008–2018 Multispace 1.6 HDi as low as group 4. Checked August 2026.

Pay Less

The cheapest way to insure a Citroen Berlingo

Pick the version before you pick the insurer. The Berlingo's own group spread is your biggest lever: an older 1.6 HDi Multispace in group 4, or a 2018-on Feel BlueHDi 75 in group 8, will always undercut a group 16 Collection auto or a group 18–21 e-Berlingo for the same driver. Finder's sampling shows a group 4 car costing an over-50 as little as about £411 a year, and even a 20-year-old only £784 — low for a young driver — because the Berlingo's van underpinnings keep repair costs down and it is not a theft target.

Then work the policy itself. Pay annually if you can — Finder's Berlingo monthly figure of £62.90 works out around £755 a year, roughly 9% more than the £695 annual average, because instalments carry interest. A realistic annual mileage, a driveway or off-road parking spot, a sensible voluntary excess and an experienced named driver all trim the price further. For a young or new driver a black box (telematics) policy usually takes hundreds off — worth comparing against the standard quote every time.

Considering alternatives? If you want the space without the electric car's group 18–21 rating, a diesel Berlingo MPV in groups 8–15 is the obvious pick over the e-Berlingo. Cross-shopping the class, the closely related Peugeot Rifter and Vauxhall Combo Life share the same platform and rate similarly, while a conventional estate can undercut all of them on group. Make sure you are quoting the passenger MPV, not the panel van — the van needs commercial cover. You can compare more models in our insurance costs by vehicle hub.

FAQ

Citroen Berlingo insurance — your questions answered

It depends on the version. The 2018-on diesel and petrol Berlingo MPV spans groups 8 to 16 — the Feel BlueHDi 75 sits at group 8 and the 1.5 D 130 Collection M Auto at group 16 — while most Flair, Plus, Rip Curl and Max trims fall between groups 10 and 15. The electric e-Berlingo rates higher at groups 18–21, and Finder rates the older 2008–2018 Multispace 1.6 HDi as low as group 4.
Finder's 2026 sampling puts the all-versions Citroen Berlingo average at about £695 a year for comprehensive cover — roughly 3% below the ~£719 UK average quoted premium in the Confused.com Price Index. On an older group 4 Multispace the samples ran from £411 a year at age 50 to £784 at age 20. Your own price depends on the exact version, your age, postcode and no-claims discount.
Yes, for its size. The all-versions average of about £695 a year sits below the ~£719 UK average quoted premium, which is unusual for a vehicle this large and practical. The reason is its van-derived design: modest engines, a low list price, cheap and plentiful parts, and a claims profile built around low-speed urban knocks rather than expensive damage or theft. Pick an older Multispace or a low-output diesel and it is cheaper still.
It depends on the body and how you use it. The passenger Berlingo MPV — the five- or seven-seat family version with rear windows and seats — takes ordinary private car insurance, which is what the figures on this page cover. The Berlingo panel van used for work needs commercial van insurance instead. Note that facelifted Berlingos built after mid-2023 are legally classed as a five-seat "window van", so always quote the car under its exact registration to be sure the insurer prices the correct body type.
Relatively, yes. The e-Berlingo rates groups 18–21 — the highest of any Berlingo — against groups 8–16 for the diesel and petrol MPV. Its drive battery is the culprit: it is the single most expensive component on the car, and post-accident battery inspection or replacement makes EV claims dearer to settle, which pushes the Thatcham group up. If low insurance is the priority, a diesel Berlingo MPV will undercut the electric version comfortably.
The older 2008–2018 Berlingo Multispace with the 1.6 HDi diesel in VT trim, which Finder rates as low as group 4 — an over-50 sample quote on that car was about £411 a year. Among the current 2018-on cars the cheapest is the Feel M BlueHDi 75 at group 8. There is no cheap electric option: every e-Berlingo rates groups 18–21, so if premium is your priority, stick to a low-output diesel MPV.
It is one of the better-value large family choices on premium. Big MPVs and seven-seaters often carry high groups, but the Berlingo's van roots keep most diesel and petrol versions in groups 8–16 and the average price below the UK norm. For a growing family wanting space, sliding doors and the option of seven seats without a big insurance bill, it compares well — just remember the electric e-Berlingo costs more to cover than the diesel.
Both, in the wrong direction. Finder's Berlingo monthly figure of £62.90 equates to roughly £755 a year — about 9% more than the £695 annual price — because instalments carry interest. Modifications, from alloys and tow bars to camper conversions, must be declared and usually raise the premium on a car whose low group rating depends on standard, cheap-to-repair parts; an undeclared modification can void a claim entirely.

Our sources

Reviewed by the Car Insurance Expert editorial team

Premium figures on this page are drawn from Finder's published Citroen Berlingo quote sampling and cross-checked against the Confused.com Price Index and ABI premium tracker; insurance groups are verified against current Thatcham Group Rating Panel determinations via Parkers. Quoted and paid averages are always labelled and never mixed, and this page covers the passenger Berlingo MPV, not the commercial panel van.

Last updated: 25 August 2026

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