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Dacia Sandero Stepway insurance cost UK 2026

The Dacia Sandero Stepway costs around £660 a year to insure comprehensively and sits in insurance groups 10–17 — a few groups above the standard Sandero, because every Stepway pairs crossover spec with a turbocharged TCe engine. It is still cheaper to cover than most small SUVs, and only around 10% above the ~£600 UK average premium.

See cost by age Full Sandero guide

Groups 10–17

Stepway insurance group range on the 1–50 scale

~£660/yr

typical comprehensive premium (~£60/mo)

+~£35/yr

vs the standard Dacia Sandero (£626 average)

Direct answer

What does it cost to insure a Dacia Sandero Stepway?

A typical UK driver pays around £660 a year for comprehensive cover on a Dacia Sandero Stepway in 2026. That is modelled from Finder UK’s published Dacia Sandero average of £625.96 a year (data to May 2025), uplifted for the Stepway’s higher insurance groups — and it still undercuts most rival small SUVs and crossovers. For context, the average UK comprehensive premium sits at roughly £600 (ABI/Confused.com price indices), so the Stepway costs close to the national norm despite being a brand-new crossover.

The Stepway sits a few groups above the standard hatchback for three structural reasons:

Turbo power is standard. Every current Stepway uses the turbocharged 1.0 TCe engine (90–110hp) — there is no entry 65hp SCe option as on the standard Sandero, so the range starts around group 10 rather than group 2–4.
Higher list price and more kit. Raised ride height, roof bars, crossover body cladding and richer trim add value — and anything that costs more to replace or repair nudges the Thatcham group up.
Top versions reach group 17. The Extreme trim with the 110hp TCe engine is rated group 17 (Parkers/Thatcham), the highest of any Sandero.

If you are weighing the Stepway against the standard hatchback, see the full Dacia Sandero insurance guide — the regular car’s lower groups (from group 2) make it one of the cheapest new cars in Britain to insure.

Cost by driver age

Sandero Stepway insurance by age band

Age remains the single biggest factor in your quote. The indicative 2026 figures below take Finder UK’s Dacia Sandero age-band data and uplift it for the Stepway’s group 10–17 ratings. Treat them as a planning guide, not a quote.

Dacia Sandero Stepway insurance cost by driver age — UK 2026

A 20-year-old pays almost twice what a driver in their 40s or 50s pays to insure the same Stepway.

Source: indicative 2026 estimates modelled from Finder UK Dacia Sandero age-band premiums (average £625.96/yr, data to May 2025), uplifted for Stepway insurance groups 10–17 (Parkers/Thatcham).

Driver age band	Indicative annual comprehensive premium
17–24 (quoted age 20)	£810
25–34 (quoted age 30)	£492
35–44 (quoted age 40)	£443
45–64 (quoted age 50)	£429
65+ (typical)	£476

Indicative figures modelled from Finder UK Dacia Sandero age-band premiums (data to May 2025), uplifted for the Stepway’s higher insurance groups. Your quote will vary by postcode, mileage, occupation, no-claims history and cover level.

Group by trim

Sandero Stepway insurance group by trim and engine

Every Stepway uses the 1.0-litre TCe three-cylinder engine, in 90hp petrol, 100hp Bi-Fuel (petrol/LPG) or 110hp petrol forms. Trim and gearbox move the group surprisingly far — Parkers lists these Thatcham ratings for the current (2021-on) car:

Trim / engine	Insurance group (1–50)
Stepway Essential TCe 90	10–12
Stepway Expression TCe 90 CVT auto	10
Stepway Expression TCe 90	13
Stepway Expression TCe 100 Bi-Fuel	13
Stepway Extreme TCe 90 / TCe 100 Bi-Fuel	14
Stepway Extreme TCe 110	17
Standard Sandero hatchback (for comparison)	2–11 (most petrol models 4–11)

Source: Parkers insurance group listings for the Dacia Sandero Stepway (2021 onwards), Thatcham Research group ratings. A handful of latest-registration TCe versions carry provisional ratings up to group 19 — check the exact derivative on your V5C when comparing quotes.

The pattern is simple: the Essential TCe 90 is the cheapest Stepway to insure, the CVT automatic is rated no higher (often lower) than the manual, and the range-topping Extreme TCe 110 costs the most because it combines the most power with the richest kit list.

Pay less

Cheaper alternatives — and how to cut a Stepway quote

If the Stepway quote stings, the quickest fix is the car itself. The standard Dacia Sandero starts in group 2 and averages £626 a year; a Kia Picanto or Hyundai i10 sits in groups 1–8; and a lower-trim Stepway Essential saves several groups over an Extreme TCe 110 without losing the raised driving position.

Keeping the Stepway? These tactics reliably cut premiums:

Pick the Essential or CVT versions — group 10 versus group 17 for the Extreme TCe 110 can be worth £100+ a year to younger drivers.
Consider a telematics (black box) policy if you are under 25 — safe-driving discounts routinely save new Stepway drivers hundreds of pounds.
Pay annually — monthly instalments typically add 10–20% APR-equivalent interest.
Set a realistic mileage and a higher voluntary excess, and park off-road overnight where you can.
Add an experienced named driver (never front — the main user must be the main driver).
Compare 3–4 weeks before renewal — quotes are consistently cheapest around 20–26 days out, and loyalty rarely pays.

FAQs

Dacia Sandero Stepway insurance FAQs

What insurance group is the Dacia Sandero Stepway?

Current (2021-on) Sandero Stepways sit in insurance groups 10 to 17 on the 1–50 Thatcham scale. Essential TCe 90 versions are groups 10–12, Expression models around group 13 (group 10 for the CVT automatic), Extreme models group 14, and the Extreme TCe 110 tops the range at group 17.

How much does Dacia Sandero Stepway insurance cost per year?

Around £660 a year for a typical comprehensive policy in 2026 — modelled from the published Dacia Sandero average of £625.96 plus the Stepway’s higher groups. Expect roughly £430–£490 in your 40s and 50s, but £800+ as a 20-year-old.

Why is the Stepway more expensive to insure than the standard Sandero?

Three reasons: every Stepway has the turbocharged TCe engine (no 65hp entry option), its list price and equipment level are higher, and the crossover body cladding and roof bars add repair cost. That lifts the range from group 2 (base Sandero) to groups 10–17 — worth roughly £35 a year on an average policy.

Which Sandero Stepway is cheapest to insure?

The Stepway Essential TCe 90, rated from group 10 — the lowest group in the current range. The Expression TCe 90 CVT automatic is also group 10, so an automatic Stepway need not cost more to cover than a manual.

Does the Bi-Fuel LPG engine change Stepway insurance?

Barely — the factory-fitted TCe 100 Bi-Fuel sits in groups 13–14, the same territory as the equivalent petrol. Because the LPG system is factory equipment, it is not a modification and needs no special declaration. An aftermarket LPG conversion on any other car would be different and must be declared.

Is the Sandero Stepway cheap to insure for young drivers?

It is reasonable rather than rock-bottom: a 20-year-old typically pays around £800–£850 a year. The standard Sandero, in groups as low as 2, is meaningfully cheaper for new drivers. If you want the Stepway, choose the Essential trim and consider a telematics policy.

Is the automatic (CVT) Sandero Stepway more expensive to insure?

No — unusually, Parkers lists the Expression TCe 90 CVT at group 10, lower than the group 13 manual. Thatcham ratings weigh repair cost, performance and security rather than gearbox type, and the CVT’s slightly softer acceleration works in its favour.

How can I get cheaper insurance on a Sandero Stepway?

Pick a lower-group version (Essential or CVT), pay annually, set an honest mileage, raise your voluntary excess, park off-road, add an experienced named driver, and compare quotes 3–4 weeks before renewal. Under-25s should price a black box policy — it is often the single biggest saving.

Our sources

Sources & editorial

Parkers — Dacia Sandero Stepway (2021 onwards) insurance groups by trim and engine (groups 10–17; CVT group 10; Extreme TCe 110 group 17).
Finder UK — Dacia Sandero insurance group and cost (average £625.96/yr comprehensive; age-band premiums; data to May 2025).
Thatcham Research / ABI — the 1–50 insurance group rating system and UK premium tracking.
Confused.com — UK car insurance price index (national average premium benchmark, ~£600).
NimbleFins — cheap cars to insure in the UK 2026 (Sandero family among the cheapest).

Reviewed by the Car Insurance Expert editorial team. Premium figures are modelled estimates from the published sources above, benchmarked to a typical comprehensive policy; we do not yet publish primary quote data.

Last updated: 2026-07-28

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