Hyundai Santa Fe insurance cost UK 2026

The current 2024-on Hyundai Santa Fe sits in insurance groups 35 to 44 of 50, per Parkers/Thatcham ratings. The 1.6 TGDi Hybrid in Premium or Ultimate trim is lowest at 35 to 36, the 239PS hybrids sit around 38 to 40, and the 288PS plug-in hybrid Calligraphy tops the range at 44. The older 2018 to 2024 Santa Fe spanned a wider and lower band of about 18 to 40.

Around £1,050 a year is typical for an experienced driver on a comprehensive policy in 2026, with most quotes between £850 and £1,300; Finder UK puts the average at £1,038. Under-25s should budget £2,400 to £3,600, because a group-35-plus family SUV is an expensive car for a young driver to insure.

The 1.6 TGDi Hybrid in Premium trim with two-wheel drive, in group 35. Staying with a plain hybrid rather than the plug-in, and avoiding the 288PS and top Calligraphy trim, keeps the group rating and the premium down.

Yes. The 288PS plug-in hybrid sits in group 44 against group 35 for the entry hybrid, so it is the dearest Santa Fe to cover. The bigger drive battery, extra power and higher list price all feed into that. If you cannot charge a PHEV at home, the plain hybrid is usually the smarter buy on cost of ownership as well as premium.

Three things stack up: a list price from about £47,000, the size and weight of a near-two-tonne seven-seat SUV with large panels and plenty of sensors to repair, and electrified powertrains that add cost to any electrical damage. The current car’s groups of 35 to 44 reflect that combination, which is why it prices above the £719 national average.

They are close. The Santa Fe and the Kia Sorento share much of their engineering and both are large seven-seaters in a similar group bracket, so like-for-like premiums tend to land within a few tens of pounds of each other. Trim, powertrain and your own postcode and history will swing the result more than the badge on the bonnet.

Not directly as a line item, but it is baked into the group rating. A seven-seat SUV is longer, heavier and more expensive to repair than a five-seat hatchback, and that is part of why the Santa Fe sits where it does. What matters for your quote is the group number, not the seat count on its own.

They can, but it is costly: under-25s face roughly £2,400 to £3,600 a year on the current car, and a group-35-plus SUV is rarely a sensible first car. A telematics policy and an experienced named driver help, but a smaller, lower-group car for the first couple of years is almost always the wiser financial move before stepping up to a Santa Fe.