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Mazda 2 insurance cost UK 2026

The Mazda 2 costs around £727 a year to insure comprehensively in 2026 and sits in insurance groups 13–22 of 50 — almost exactly the UK’s £719 average quoted premium, which makes this small, sensible supermini one of the more affordable cars on the road to cover.

See premiums by age All vehicles

Groups 13–22

Insurance group of 50 (Parkers)

~£727/yr

Typical comprehensive premium

From ~£465

Cheapest age band (50–69)

Direct answer

What does it cost to insure a Mazda 2?

A Mazda 2 typically costs about £727 a year for comprehensive cover in 2026, on Finder UK quote data. That’s within a whisker of the £719 all-ages average quoted premium in the Confused.com Price Index for Q2 2026 — so as superminis go it’s a sensible, affordable choice, if not quite the rock-bottom group-1 territory of a Hyundai i10 or Kia Picanto. The ABI puts the average premium drivers actually paid in Q2 2026 at £566, though quoted and paid figures are compiled on different bases and shouldn’t be read against one another. Age is what really moves the number: a settled driver in their fifties on the entry SE sits nearer £465, while a driver in their early twenties on the same car can be quoted £930 or more.

The Mazda 2 sits in insurance groups 13–22 of 50 (Parkers/Thatcham data) — low-to-moderate, but a fair bit above the cheapest city cars — for a few reasons:

It’s a proper supermini, not a bargain city car. The Mazda 2 is a touch bigger, better-equipped and pricier new than a base group-1 runabout, and that higher value nudges the groups up into the teens.
Trim and engine matter. The 1.5 SE at 75bhp opens the range at group 13; the 115bhp e-Skyactiv G and the GT Sport Tech climb to group 22, nine groups higher, thanks to more power and more kit.
Cheap, plentiful parts. On the flip side, the Mazda 2 is common, mechanically simple and inexpensive to repair, which keeps it well clear of the pricier end of the scale.
Solid safety record. A good crash-test showing and standard driver aids help the group rating and, over time, the claims experience insurers price against.

Because the range runs from the SE (group 13) up to the GT Sport Tech (group 22), the version you choose swings the premium by a fair bit. See how insurance groups are set, and compare the whole market on our UK car insurance cost index.

Premiums by driver age

Mazda 2 insurance cost by age band

Age moves the premium more than anything else, and because the Mazda 2 is popular with new drivers the young-driver figures are the ones people most want to see. The estimates below are composite indicative figures for a clean-licence driver on the entry Mazda 2 SE (group 13), with the UK all-ages average alongside for context. The range-wide ~£727 average sits a little higher because it also takes in the pricier GT Sport Tech. Treat the curve as a guide, not a personal quote.

Mazda 2 insurance cost by driver age — UK 2026

On the entry SE a driver in their early twenties pays roughly double a driver in their fifties.

Composite indicative estimates, entry Mazda 2 SE (group 13, clean licence); UK average from the Confused.com Price Index Q2 2026 (£719, quoted).

Driver age	Indicative annual premium	Notes
21–24	£930	Popular first car; a black box helps further
25–34	£575	Entry SE; GT Sport Tech costs more
35–49	£490	Falls as the no-claims bonus builds
50–69	£465	Cheapest band; clean record & full NCB
70+	£560	Ticks up again in later retirement

Composite indicative estimates for a clean-licence driver on the entry Mazda 2 SE (group 13), built from Finder UK quote data (~£727 model average), Parkers/Thatcham group ratings and the Confused.com Price Index Q2 2026 (£719 all-ages quoted average; ABI average paid ~£566). Individual quotes vary by postcode, mileage, occupation and no-claims discount.

By version

How the engine and trim change the price

The single biggest lever you control is the version. The 1.5 SE at 75bhp opens the range at group 13; move up through the Sport and Sport Nav trims and you’re into the mid-teens, and the 115bhp e-Skyactiv G in GT Sport Tech trim tops out at group 22. For the same settled, clean-licence driver in their forties, that spread looks roughly like this:

Version	Insurance group	Indicative annual premium
1.5 SE (75bhp)	Group 13	£460
1.5 Sport Nav (90bhp)	Group ~16	£520
1.5 GT Sport Tech (115bhp)	Group 22	£620

Insurance groups from Parkers/Thatcham (Mazda 2 hatchback, 2015 onwards, range 13–22). Premiums are composite indicative estimates for a clean-licence driver aged around 40; your own quote depends on postcode, mileage and history.

Where you live

Postcode and the Mazda 2

Postcode is one of the strongest factors in any quote. A young driver in an inner-city area with high accident and theft rates can pay hundreds more than the same driver in a quiet market town, and on a car this affordable that gap can be a bigger share of the premium than the trim you pick. The Mazda 2 isn’t a notable theft target, so the loading is mostly about ordinary accident risk and where the car sits overnight. Off-street parking, a sensible declared mileage and a clean licence all pull the number down. If you’re a student keeping the car at a term-time address, quote both that postcode and your home one — the difference can be striking.

Save money

Cheapest way to insure a Mazda 2 — and the alternatives

Pick the 1.5 SE. At group 13 it’s the cheapest Mazda 2 to cover; the 115bhp GT Sport Tech at group 22 is the dearest. Unless you really want the extra power and kit, the entry car is the value choice.
Consider a black box if you’re young. For drivers in their late teens and early twenties, telematics can knock a meaningful chunk off the £930-plus young-driver premium — the Mazda 2 is a common choice on these policies.
Build and protect your no-claims bonus. On an affordable car the bonus is a big share of the price, so a clean record and NCB protection do a lot of the heavy lifting.
Pay annually and shop early. Quotes are keenest about three weeks before renewal, and paying in one go avoids the interest built into monthly instalments.
Keep the mileage accurate but tight. The Mazda 2 suits low-mileage town and commuting use; an honest lower annual figure trims the premium.

Alternatives: cross-shoppers at Mazda 2 money usually also look at the Ford Fiesta, Volkswagen Polo, Vauxhall Corsa and Toyota Yaris — all superminis in a similar group band, though the cheapest city cars like the Hyundai i10 and Kia Picanto sit lower still for the very keenest young-driver prices. Note the separate Mazda 2 Hybrid is a rebadged Toyota Yaris with its own, generally similar, group ratings. Browse every model on our by-vehicle hub.

FAQs

Mazda 2 insurance: your questions answered

What insurance group is the Mazda 2 in?

The current Mazda 2 hatchback (2015 onwards) sits between insurance group 13 and group 22 of 50, according to Parkers group data, depending on the engine and trim. The 1.5 SE at 75bhp is group 13, while the 115bhp GT Sport Tech reaches group 22. That’s low-to-moderate — affordable, though a little above the very cheapest group-1 city cars.

How much does Mazda 2 insurance cost per year?

Around £727 a year for a typical comprehensive policy in 2026 across the range, based on Finder UK quote data — almost exactly the UK average. On the entry SE a clean-licence driver in their fifties pays nearer £465, rising to about £490 in their forties and £930 or more in their early twenties. Your own quote depends on postcode, mileage and no-claims history.

Is the Mazda 2 cheap to insure?

Reasonably, yes. At around £727 a year it’s right on the UK average, and in groups 13 to 22 it’s cheaper to cover than most family hatchbacks and SUVs. It isn’t, though, in the rock-bottom bracket of the very cheapest city cars — a Hyundai i10 or Kia Picanto in group 1 will usually undercut it, especially for a first-year driver. For a supermini with a bit more space and equipment, the Mazda 2 is good value.

Which Mazda 2 is cheapest to insure?

The 1.5 SE at 75bhp, which sits at group 13 — the lowest in the range. The 115bhp GT Sport Tech is the most expensive at group 22. If you don’t need the extra power or the top trim’s kit, the entry SE is comfortably the cheaper version to insure, and it’s the one most first-time buyers should start from.

Is the Mazda 2 a good first car for insurance?

It’s a sensible one. The entry SE’s group 13 rating keeps young-driver premiums manageable for a car with more space and kit than a basic city car, and it’s a common choice on black-box policies that cut the cost further. If the absolute lowest premium is the priority, a group-1 Hyundai i10 or Kia Picanto will be cheaper again — but the Mazda 2 is a strong all-rounder for a new driver who wants a bit more car.

Is the Mazda 2 Hybrid the same car for insurance?

No — they’re different cars. The Mazda 2 Hybrid, launched in 2022, is a rebadged Toyota Yaris and has its own insurance groups, which are broadly similar to the regular Mazda 2 hatchback’s. The long-running Mazda 2 hatchback covered on this page is the conventional petrol supermini in groups 13 to 22. If you’re quoting online, check which one you’re actually looking at, because the specifications and group ratings differ.

Does where I live change Mazda 2 insurance costs?

Yes, and often by more than the trim you choose. A driver in a high-risk city postcode can pay several hundred pounds more than the same driver in a quiet rural area. The Mazda 2 isn’t a notable theft target, so the loading is mostly about ordinary accident risk and where the car is parked overnight. Off-street parking and an accurate mileage help, and students should quote both their term-time and home addresses.

How can I lower my Mazda 2 insurance?

Pick the entry 1.5 SE, protect your no-claims bonus, pay annually rather than monthly, and declare an accurate lower mileage if you genuinely do fewer miles. Younger drivers should look hard at a black box, which can cut the young-driver premium noticeably. Shopping around three weeks before renewal rather than auto-renewing is usually worth a useful saving too.

Our sources

Sources & methodology

Parkers — Mazda 2 hatchback (2015 onwards) insurance groups by version (groups 13–22, 2026)
Finder UK — Mazda 2 average comprehensive cost (~£727/year) and premiums by driver age, 2026
Confused.com Price Index — UK average quoted premium, Q2 2026 (£719)
ABI Motor Insurance Premium Tracker — UK average paid premium, Q2 2026 (£566)
Thatcham Research — how the 1–50 group rating system is set

Reviewed by the Car Insurance Expert editorial team. Figures are indicative market data and composite estimates, not personal quotes; quoted and paid averages are reported on different bases and are labelled as such throughout.

Last updated: 10 September 2026

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