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Guide · By Vehicle · Nissan Qashqai N-Connecta

Nissan Qashqai N-Connecta insurance cost UK 2026

The Nissan Qashqai N-Connecta costs around £725 a year to insure in 2026 for the 1.3 DiG-T petrol in insurance group 15, rising to about £1,055 for the e-POWER version in group 26. That puts the UK’s most popular Qashqai trim a little below the £851 Qashqai model average, but above the roughly £600 a typical UK driver pays. Below: premiums by driver age, why the N-Connecta sits where it does, cheaper alternatives and how to cut the quote. For every trim compared, see the full Nissan Qashqai insurance guide.

Cost by age → Full Qashqai guide
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Group 15–26
Petrol vs e-POWER N-Connecta
£725–£1,055/yr
Typical comprehensive premium
vs £851 avg
Qashqai all-trim average
Direct Answer

How much does it cost to insure a Qashqai N-Connecta in 2026?

A typical low-risk UK driver pays around £725 a year (roughly £60 a month) for comprehensive cover on a Nissan Qashqai N-Connecta with the 1.3 DiG-T 158 petrol engine, and about £1,055 a year for the self-charging e-POWER hybrid version. The N-Connecta is the best-selling trim of one of Britain’s best-selling cars, and its premium is driven almost entirely by which engine you pick: the mild-hybrid petrols sit in insurance groups 12–18, while the e-POWER’s more powerful, costlier-to-repair hybrid drivetrain pushes it into groups 25–27. Mid-spec kit — 18-inch alloys, the around-view monitor and ProPILOT-supporting tech — lifts it slightly above the entry Acenta Premium, but it stays comfortably cheaper to insure than the leather-and-glass-roof Tekna and Tekna+. Full trim-by-trim figures live in our complete Nissan Qashqai insurance guide; UK-wide averages come from the UK Car Insurance Cost Index.

The Numbers

Qashqai N-Connecta insurance cost by driver age (2026)

Age is the biggest single factor in what you will pay for an N-Connecta. The figures below are indicative annual comprehensive premiums for the group-15 1.3 DiG-T 158 Xtronic — the volume seller — and its group-26 e-POWER equivalent, for an average UK postcode with a clean licence.

Nissan Qashqai N-Connecta 1.3 DiG-T insurance cost by driver age — UK 2026
A 50–64-year-old pays around £640 for the petrol N-Connecta; a 17–19-year-old pays more than three times as much.
17–19£2,350 20–24£1,850 25–29£1,210 30–39£870 40–49£725 50–64£640 65+£680

Source: Parkers / Thatcham insurance-group ratings (N-Connecta groups 12–27), NimbleFins Qashqai cost data (£851 model average), Confused.com Price Index Q2 2026 (£719 UK average quoted), ABI Q1 2026 tracker (£560 average paid) and a Car Insurance Expert composite quote sample across major UK insurers.

Driver age band1.3 DiG-T 158 N-Connecta (group 15)e-POWER N-Connecta (group 26)
17–19£2,350£3,320
20–24£1,850£2,690
25–29£1,210£1,700
30–39£870£1,240
40–49£725£1,055
50–64£640£930
65+£680£985

Sources: Parkers / Thatcham insurance-group ratings (N-Connecta groups 12–27), NimbleFins Qashqai cost data (£851 model average), Confused.com Price Index Q2 2026 (£719 UK average quoted), ABI Q1 2026 Motor Premium Tracker (£560 average paid) and a Car Insurance Expert composite quote sample. Indicative comprehensive premiums for a clean-licence driver in an average postcode; your quote will vary with postcode, no-claims and mileage.

Why Group 15–26

Why the N-Connecta sits where it does

The N-Connecta is the Qashqai range’s sweet spot — and its insurance-group spread reflects the engine line-up rather than the trim badge. Parkers and Thatcham Research rate the N-Connecta variants like this in 2026:

  • 1.3 DiG-T 140 mild hybrid — group 12: the cheapest N-Connecta to insure, with modest 138bhp performance
  • 1.3 DiG-T 158 Xtronic auto — group 15: the volume seller; manual versions rate group 18
  • 1.3 DiG-T 158 with glass roof — up to group 22: the panoramic roof adds repair cost, so insurers rate it higher
  • 1.5 e-POWER (190PS) — groups 25–27: more power, a hybrid drivetrain and dearer parts push it ten-plus groups above the petrol

Compared with its siblings, the petrol N-Connecta costs about £85 a year more to insure than an entry Acenta Premium (group 12, around £640) and roughly £90 less than a Tekna (group 18, around £815). The e-POWER N-Connecta’s £1,055 sits about £185 below the range-topping e-POWER Tekna+ (group 30, around £1,240). In short: the trim adds a little, the engine adds a lot. The N-Connecta’s standard-fit alarm, immobiliser and driver-assist kit help its rating — it is the extra performance and repair cost of the e-POWER and the glass roof that move the needle.

Pay Less

Cheaper alternatives — and how to cut an N-Connecta quote

If the quote on an N-Connecta looks steep, there are two routes: pick a cheaper-to-insure car, or work the policy itself.

Cheaper to insure than a Qashqai N-Connecta:

  • Qashqai Acenta Premium 1.3 DiG-T 140 — group 12, around £640 a year: same car, less kit, cheapest route into a Qashqai
  • Ford Puma — groups from around 9–12: a smaller crossover that typically insures for £550–£680
  • Dacia Duster — groups from around 10–14: the budget SUV pick, often £560–£700
  • Skoda Karoq SE 1.0 TSI — groups from around 11–13: Qashqai-sized practicality, typically £600–£730
  • SEAT Ateca SE 1.0 TSI — groups from around 11–14: similar money to insure as the Karoq

Keeping the N-Connecta and paying less:

  1. Choose the DiG-T petrol over the e-POWER — the group 15 Xtronic saves around £330 a year versus the e-POWER for the same driver, and the Xtronic auto rates three groups below the manual
  2. Skip the glass roof if insurance matters — it can lift the DiG-T 158 from group 15–18 to group 22
  3. Raise your voluntary excess — moving from £150 to £500 typically trims 8–15% off the premium
  4. Build and protect no-claims discount — five claim-free years can cut an N-Connecta quote by 60% or more
  5. Pay annually and quote accurate mileage — monthly instalments add £60–£120 a year in interest on a premium this size
  6. Compare at least five quotes — the spread between the cheapest and dearest mainstream insurer on a Qashqai is routinely £200+; if renewal still looks high, see what is pushing UK premiums up in 2026
Common Questions

Nissan Qashqai N-Connecta insurance FAQs

The N-Connecta spans insurance groups 12 to 27 depending on engine and options. The 1.3 DiG-T 140 mild hybrid sits in group 12, the more popular DiG-T 158 rates group 15 with the Xtronic automatic and group 18 as a manual, and adding the glass roof can lift it to group 22. The 1.5 e-POWER versions rate groups 25 to 27. Most advertised N-Connecta quotes are for the group-15 DiG-T 158 Xtronic.
A typical low-risk UK driver pays around £725 a year for comprehensive cover on a 1.3 DiG-T 158 N-Connecta and about £1,055 on the e-POWER N-Connecta in 2026. Experienced over-50s can pay around £640, while drivers aged 17 to 24 face roughly £1,850 to £2,350 on the petrol. Postcode, no-claims discount and annual mileage can move any of these figures by hundreds of pounds either way.
It sits in the middle of the range. The petrol N-Connecta (group 15) costs about £85 a year more than an entry Acenta Premium (group 12, around £640) but roughly £90 less than a Tekna (group 18, around £815). On the hybrid side, the e-POWER N-Connecta (group 26) is about £75 more than an e-POWER Acenta Premium and around £185 less than the top Tekna+. The full Nissan Qashqai insurance guide compares every trim.
Three reasons: power, parts and repair cost. The e-POWER produces 190PS against the petrol's 158PS, its self-charging hybrid drivetrain (petrol generator plus electric motor and battery) is costlier to repair after a crash, and its list price is higher. Thatcham's rating system reflects all three, placing the e-POWER N-Connecta in groups 25 to 27 versus group 15 for the DiG-T 158 Xtronic — a difference worth around £330 a year for a typical driver.
Yes. Parkers' group listings show DiG-T 158 N-Connecta variants with the panoramic glass roof rated up to group 22, versus group 15 to 18 without it, because the roof is expensive to replace after damage. Always declare factory-fitted options like the glass roof when you get a quote — failing to declare them can invalidate a claim, and they genuinely change the price.
Pick the 1.3 DiG-T with the Xtronic automatic (group 15, versus group 18 manual and 25-plus e-POWER), skip the glass roof, raise your voluntary excess, pay annually rather than monthly, and build or protect your no-claims discount. Then compare at least five quotes — the spread between insurers on a Qashqai is routinely £200 or more. A low-risk over-50 doing all of this can get a petrol N-Connecta covered for around £640 a year.
Expensive. A 17 to 19-year-old faces around £2,350 a year on the petrol N-Connecta and £3,300 or more on the e-POWER; at 20 to 24 the petrol falls to roughly £1,850. A telematics (black box) policy typically cuts 10 to 25% for careful young drivers, and insuring the group-12 DiG-T 140 rather than the group-15-plus versions helps. A group 25-plus e-POWER is rarely a sensible first car from an insurance standpoint.
The Ford Puma (groups from around 9), Dacia Duster (from around 10) and Skoda Karoq or SEAT Ateca in entry petrol trims (around 11 to 14) all undercut the group-15 petrol N-Connecta, typically saving £50 to £150 a year for the same driver. Within the Qashqai range itself, the Acenta Premium 1.3 DiG-T 140 in group 12 is the cheapest route, at around £640 a year for a typical low-risk driver.

Our sources

  • Parkers / Thatcham Research — Qashqai (2021 on) insurance groups — N-Connecta variant ratings: DiG-T 140 group 12, DiG-T 158 groups 15–22, e-POWER groups 25–27
  • NimbleFins — Nissan Qashqai cost data — £851 average annual comprehensive premium across the Qashqai range
  • Confused.com Price Index Q2 2026 — £719 UK average quoted comprehensive premium
  • ABI Q1 2026 Motor Premium Tracker — £560 average price actually paid for comprehensive cover
  • Nissan UK — N-Connecta specification, engine line-up and pricing (from £33,935)
  • Car Insurance Expert composite quote sample — 2026 multi-insurer quotes across driver age profiles, benchmarked to the UK Car Insurance Cost Index

Reviewed by the Car Insurance Expert editorial team

Figures are compiled from Parkers/Thatcham published group ratings, NimbleFins, Confused.com and ABI data plus our own multi-insurer quote sampling, refreshed quarterly and reviewed by the Car Insurance Expert editorial team. Vehicle specification verified against Nissan UK. Questions: editorial@carinsuranceexpert.co.uk.

Last updated: 2026-07-28

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