Peugeot 3008 insurance cost UK 2026

How much does Peugeot 3008 insurance cost?

Insuring a Peugeot 3008 in 2026 costs an average of about £917 a year on a comprehensive policy, based on Finder UK quote research covering drivers aged 20 to 50 with three years’ no-claims discount, a £500 voluntary excess and 10,000 miles a year. Paid monthly, the same cover works out at roughly £81 a month — about £59 a year more than settling up front.

That £917 is a quoted price, so the honest like-for-like benchmark is Confused.com’s £719 average quote for Q2 2026, not the ABI’s £560 average premium actually paid (the ABI figure is drawn from around 28 million live policies and includes renewing customers, so it is structurally lower — the two bases should never be mixed).

On that basis the 3008 sits roughly 28% above the UK average quote. The range is enormous, though, because “3008” now covers three generations and five powertrains: a group 11 Active 1.2 PureTech quotes £550 a year for a 50-year-old, while a 20-year-old on a 1.6 Plug-in Hybrid 195 can be quoted close to £3,000. Choosing the right version matters more on this car than on almost any other family SUV.

Four reasons the 3008 prices above the UK average

1. Electrification pushes half the range into the 30s

Thatcham’s Group Rating Panel prices repair and replacement cost, not badge appeal — and batteries are expensive. The mild-hybrid 1.2 Hybrid 136/145 versions of the current (2024-onwards) car sit at groups 22 to 24, but the 1.6 Plug-in Hybrid 195 and 225 jump to groups 31 to 33. The previous-generation Hybrid4 300 reaches groups 35 to 38, and the all-electric e-3008 spans groups 31 to 40, with the 239kW dual-motor version at the top. A damaged high-voltage pack is frequently a total loss rather than a repair, and insurers rate for that outcome.

2. A sensor-dense front end makes small shunts expensive

The third-generation 3008 carries radar, a forward camera, parking sensors and a large curved display as standard on most trims. A low-speed car-park bump that once meant a bumper skin and a respray now means bumper, sensor, bracket and a calibration procedure — the main reason the ABI has repeatedly flagged rising repair severity as the biggest single pressure on UK motor premiums in 2026, even while headline prices have been falling.

3. Replacement value is high, and rising

The current 3008 lists from roughly £35,000 and the e-3008 well beyond that, versus a group 11 first-generation car now worth a few thousand pounds. Total-loss exposure is the ceiling on what an insurer can pay out, and it climbs with every generation. That is why the same nameplate spans 27 insurance groups.

4. It is a common, keyless, family car

Volume cuts both ways. Parts are plentiful and independent garages know the car, which helps — but a high-volume SUV with keyless entry on upper trims is also a familiar target for relay theft, and insurers price postcode-level theft risk hard. Euro NCAP awarded the 2024 3008 four stars in its 2025 test, with 62% for safety assist, a notch below the five stars the previous generation earned; ratings feed into risk models indirectly through claim outcomes.

Peugeot 3008 insurance cost by version and driver age

These are annual comprehensive quotes for eight representative 3008 versions spanning the group range, at four driver ages. The chart plots the 30-year-old column — the closest single proxy for a typical UK policyholder.

Two patterns stand out. First, the age-20 column is where the powertrain choice really bites: a young driver on a plug-in hybrid can be quoted three to five times what an older driver pays on the same car, and several PHEV versions are effectively unquotable for under-25s. Second, from age 40 onwards the curve flattens hard — the gap between a group 13 petrol and a group 38 Hybrid4 narrows to around £400 a year.

The cheapest way to insure a Peugeot 3008 — and the alternatives

Version choice is the single biggest lever on this car, and it is worth more than any comparison tactic. The gap between a group 13 GT Line 1.2 PureTech and a group 38 Hybrid4 300 is about £455 a year for a 30-year-old — on the same nameplate, from the same dealer forecourt. Beyond that:

• Buy the petrol or diesel, not the plug-in, if insurance is the priority. Groups 11 to 21 cover the 1.2 PureTech and 1.5 BlueHDi versions; the PHEV premium is real and it does not go away at renewal.
• Within the current car, Allure undercuts GT. Parkers rates the Allure 1.2 Hybrid at group 22 against 23–24 for the GT equivalent — worth roughly £80 a year for a 30-year-old on Finder’s figures.
• Pay annually. Finder puts monthly instalments at about £81 a month against £917 up front — roughly £59 a year, or 6.5%, for the credit.
• Declare realistic mileage. Most 3008s are school-run and commute cars; if you genuinely do 6,000–8,000 miles rather than the default 10,000, say so.
• Protect the keys. A signal-blocking pouch and a visible steering lock cost under £40 and materially reduce relay-theft exposure on keyless trims — some insurers ask about security measures directly.
• Shop three to four weeks before renewal, when insurers price new business most keenly, and re-quote every year rather than auto-renewing.

If you are cross-shopping the segment, the Nissan Qashqai, Kia Sportage, Hyundai Tucson, Skoda Karoq and Peugeot’s own smaller 2008 all overlap the 3008’s lower groups, and the 2008 in particular starts several groups below. See our insurance groups explained hub for what each number on the 1–50 scale actually measures, and insurance costs by vehicle to compare other models on the same quote basis.

Peugeot 3008 insurance FAQs

Where this data comes from

• Parkers insurance group listings — Peugeot 3008 SUV (2016–2024), 3008 SUV (2024 onwards) and e-3008 SUV (2023 onwards) group ratings by trim and engine
• Finder UK — Peugeot 3008 insurance group and average cost research, 2026; quotes for drivers aged 20–50 with 3 years’ NCD, £500 excess, 10,000 miles a year, averaged across cheap, mid and expensive postcodes
• Confused.com Car Insurance Price Index (in association with WTW) — Q2 2026: UK average quoted comprehensive premium £719, up 1% on the quarter and down 5% year on year
• ABI Motor Insurance Premium Tracker — Q1 2026: UK average premium actually paid £560, drawn from around 28 million policies, with repair costs flagged as the main upward pressure
• Thatcham Research / Group Rating Panel — the 1–50 group-rating methodology (repair cost, parts price, performance, security)
• Euro NCAP — Peugeot 3008 (2024 generation), tested 2025: four stars, 62% safety assist

Reviewed by the Car Insurance Expert editorial team

Premium figures are drawn from published Finder UK quote research and cross-checked against the Confused.com Price Index (quoted basis) and the ABI premium tracker (paid basis) — the two bases are never mixed without saying so. Insurance groups are verified against Parkers/Thatcham group-rating data at each refresh, and version-level figures are re-checked at source rather than carried across from other pages.

Last updated: 2026-08-06