Citroen C1 insurance cost UK 2026

Direct answer

How much does it cost to insure a Citroen C1?

A typical 35-year-old pays around £600 a year for comprehensive cover on a Citroen C1, and Finder’s aggregated quote research puts the all-driver C1 average at £603. That is about £116 below the £719 UK average quoted premium in the Confused.com Price Index (Q2 2026). On the ABI’s different measure — the £560 average actually paid, including renewals — an experienced C1 driver typically lands close to or just above the national norm, while young drivers pay far less on a C1 than on almost anything else. The two averages use different bases (quotes vs prices paid), so we never mix them in one comparison.

The C1 prices at the bottom of the UK market for three structural reasons:

• Tiny engines. Every C1 uses a 1.0-litre three-cylinder petrol of 68–72bhp (0–62mph in around 14 seconds) or, at most, the 82bhp 1.2 PureTech. There is almost no performance risk for an insurer to price.
• Low value caps the payout. Production ended in January 2022, so every C1 is now a used car — typically worth roughly £1,500–£8,000. A written-off C1 is a small claim by definition.
• Cheap, predictable repairs and low theft appeal. The C1 was built alongside the Toyota Aygo and Peugeot 108 at the Kolín plant in the Czech Republic, so parts are shared across three brands and millions of cars. Small panels, simple mechanicals and no keyless-entry tech on most versions keep both claim cost and theft frequency down — the factors Thatcham Research weighs when setting the group.

Cost by version

Citroen C1 insurance group by version — which C1 is cheapest?

Two generations, one clear pattern: the older and more basic the C1, the lower the group. The 2005–2014 car sits in groups 1–3 — including some of the very few group 1 cars ever rated — while the 2014–2022 car runs from group 6 to group 13.

The takeaway: an early 1.0i Vibe or Airplay is about the cheapest car to insure that exists (group 1 of 50), and even the most expensive C1 — the 82bhp 1.2 PureTech Feel Edition in group 13 — costs an experienced driver only around £55 a year more than a group 6 VTi Feel. Insurers price the shared 1.0-litre engine and low used values, not the badge or the paint.

Save money

Cheapest way to insure a Citroen C1 — and the alternatives

If you are shopping on premium alone, the C1’s near-identical factory siblings and a handful of other city cars are the only real rivals:

• Toyota Aygo — the C1’s Kolín-built triplet; broadly the same groups, with the newer Aygo X starting in group 5.
• Peugeot 108 — the third triplet; trim-for-trim groups within one or two of the C1.
• Kia Picanto — entry trims in the very lowest groups, plus a seven-year warranty.
• Hyundai i10 — low-group city car with a touch more cabin space.
• Volkswagen Polo — supermini size at city-car premiums in its entry trims.

Keeping the C1? The usual levers work especially well on a car this cheap to cover:

• Pick the version by group. A 1.0 VTi Feel (group 6) over a PureTech Feel Edition (group 13) saves an experienced driver ~£55 a year — and a young driver considerably more. For a 17-year-old, a group 1–2 2005–2014 car is often the single cheapest route onto the road.
• Go telematics if you are under 25. A black box is usually the biggest saving on a low-group car for new drivers, often hundreds of pounds.
• Pay annually and build no-claims. Monthly instalments add 10–15%; five claim-free years typically halves the base premium.
• Watch the excess on a low-value car. On a £2,000 C1, a £500 voluntary excess plus the compulsory excess can approach the car’s value — keep total excess sensible or claims become pointless.
• Declare the exact version. Quote as, say, “C1 1.0 VTi Feel 5dr”, not just “C1” — the range spans twelve groups, so the right rating matters.

See how the C1 compares with every model we track in the UK car insurance cost index, browse more models in our by-vehicle hub, or read what your group number means in our insurance groups guide.