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Guide · By Vehicle · Hyundai Tucson SE Connect

Hyundai Tucson SE Connect insurance cost UK 2026

A Hyundai Tucson SE Connect costs about £660 a year to insure comprehensively in 2026 — the volume 1.6 TGDi petrol is insurance group 12, the lowest rating of any Tucson, with the trim topping out at group 18 for the self-charging Hybrid 230. SE Connect is the entry trim on one of Britain's best-selling family SUVs, so it is the version most likely to be sitting on a driveway near you — and it is the cheapest Tucson to cover by a clear margin. Below: premiums by driver age, how SE Connect compares with Premium, N Line and Ultimate, cheaper alternatives, and how to cut your quote.

Premiums by age → Full Hyundai Tucson guide
Typical Hyundai Tucson Se Connect insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

Group 12
Thatcham rating, 1.6 TGDi 2WD (12–18 across the trim)
£660/yr
Typical comprehensive premium, experienced driver
13% cheaper
Vs the ~£760 Hyundai Tucson model average
Direct Answer

How much does it cost to insure a Hyundai Tucson SE Connect?

A typical experienced UK driver pays around £660 a year (£590–£760) to insure a Hyundai Tucson SE Connect on comprehensive cover in 2026. That is about 13% below the ~£760 average for the Tucson range as a whole and roughly 10% above the ~£600 UK average premium — the ABI's paid-premium tracker puts the market at £560 for Q1 2026, while Confused.com's quote-based index runs hotter at £719 for Q2. Careful drivers in their fifties, in an average-risk postcode with a full no-claims discount, routinely see £480–£600.

Three things put SE Connect where it sits. First, it carries the lowest-powered versions of each engine. Thatcham Research rates the 1.6 TGDi 150PS 2WD manual at group 12 — no other Tucson, in any trim, rates lower — with the 48V mild-hybrid manual at 13, the mild-hybrid DCT automatic at 14 and the 226PS Hybrid 230 at 18. Second, it is the cheapest Tucson to buy and the cheapest to repair. SE Connect runs 17-inch alloys rather than the 18s and 19s fitted higher up the range, skips the panoramic roof, powered tailgate and premium audio, and has fewer body-mounted sensors to recalibrate after a bump — all of which shrink an average claim. Third, the Tucson is a volume car with cheap, plentiful parts and a five-star Euro NCAP rating, and every Tucson registered after 1 August 2024 is scored under the newer Vehicle Risk Rating system, which explicitly rewards repairability and security alongside performance and value. For every engine, trim and model year in one place, see the full Hyundai Tucson insurance guide.

By Driver Age

Hyundai Tucson SE Connect insurance cost by driver age (2026)

Age moves a Tucson SE Connect quote far more than anything about the car itself. The same group 12 SUV that costs a driver in their fifties around £550 a year is quoted at roughly four times that for a teenager — which is why the Tucson is rarely a sensible first car, even in its cheapest trim.

Hyundai Tucson SE Connect insurance cost by driver age — UK 2026
Premiums bottom out near £550 in the 50s and run roughly four times that for the youngest drivers.
17–20£2,180 21–24£1,105 25–29£795 30–39£675 40–49£630 50–59£550 60–69£565 70+£645

Source: composite midpoints anchored to ABI, Confused.com, NimbleFins and Finder published averages for a group 12–14 family SUV, 2026. Illustrative midpoints, not quotes.

Driver ageTypical annual premium (comprehensive)Vs the ~£600 UK average
17–20£1,850–£2,550≈3.6×
21–24£930–£1,300≈1.8×
25–29£690–£920≈1.3×
30–39£600–£760≈1.1×
40–49£560–£710≈1.05×
50–59£485–£620≈0.9×
60–69£500–£635≈0.95×
70+£570–£730≈1.1×

Sources: ABI Motor Insurance Premium Tracker Q1 2026 (£560 average paid comprehensive premium), Confused.com Price Index Q2 2026 (£719 average quote), NimbleFins UK average-cost research, and Thatcham Research group data for the Tucson SE Connect as published by Parkers. Indicative annual premiums, not quotes.

Ranges assume the 1.6 TGDi or 48V mild-hybrid SE Connect (groups 12–14), a clean licence, full no-claims discount where age allows, 8,000–10,000 miles a year and an average-risk postcode. Add roughly 12–18% for the Hybrid 230 (group 18). City-centre postcodes, penalty points or paying monthly push quotes above these bands.

Vs Other Trims

SE Connect vs the rest of the Tucson range

SE Connect is the Tucson's insurance sweet spot for a simple reason: it is the trim offered with the plain 1.6 TGDi 150PS petrol in 2WD manual form, and that combination is group 12 — the floor for the whole range. Move up to Premium, N Line or Ultimate on the same 48V mild-hybrid engine and you gain one or two groups at most, because Hyundai's trim walk adds screens, leather and bigger wheels rather than power. What genuinely moves the needle is electrification: the self-charging Hybrid 230 jumps to group 18 even in SE Connect trim, and the plug-in hybrid and 2.0 CRDi 4WD models sit higher again at 21–24.

Tucson trim / engineInsurance groupRepresentative annual premium
SE Connect 1.6 TGDi 150PS 2WD manual12£620–£700
SE Connect 1.6 TGDi 48V MHD 2WD manual13£635–£720
SE Connect 1.6 TGDi 48V MHD 2WD DCT14£655–£745
SE Connect 1.6 TGDi Hybrid 230 2WD auto18£740–£840
Premium 1.6 TGDi 2WD13£635–£725
N Line 1.6 TGDi 2WD13£640–£730
Ultimate 1.6 TGDi Hybrid 230 2WD auto20£790–£895

Groups: Thatcham Research ratings published by Parkers for the fourth-generation (NX4, 2021 on) Tucson SUV. Premiums: illustrative 2026 ranges for an experienced driver with a clean licence, not quotes.

Worth noting: SE Connect sits near the foot of Hyundai's UK Tucson line-up but is far from sparse — the 12.3-inch touchscreen with navigation, wireless smartphone mirroring, rear-view camera, dual-zone climate and 17-inch alloys are all standard. Enough buyers stopped there that SE Connect is one of the most common Tucson specifications on the used market, which keeps insured values and parts pricing predictable.

Pay Less

Cheaper alternatives — and how to cut an SE Connect quote

If a group 12 family SUV is still more than you want to pay, the realistic step down is a size smaller rather than a trim lower. A Hyundai Bayon 1.0 T-GDi (roughly groups 8–11) or Hyundai Kona 1.0 T-GDi (roughly groups 10–13) will save an experienced driver something like £60–£120 a year; a Dacia Duster 1.0 TCe (roughly groups 10–13) is the cheapest genuinely SUV-shaped alternative. Among direct rivals, a Nissan Qashqai 1.3 DIG-T (roughly groups 13–19) or Kia Sportage 1.6 T-GDi (roughly groups 13–20) start level with or above SE Connect rather than below it — so the Tucson in this trim is already the value play in its class. Within the Tucson family itself, the single biggest saving is simply avoiding the hybrid: petrol SE Connect over Hybrid 230 SE Connect is worth £85–£130 a year, every year.

Whichever variant you buy, the same levers cut the quote:

  • Quote 21–28 days before renewal — the cheapest window — across at least two comparison sites plus direct-only insurers that never appear on them.
  • Raise the voluntary excess to a figure you could genuinely find the morning after a bump; moving from £250 to £500 typically trims 5–10%.
  • Declare realistic mileage. Most family Tucsons cover 8,000–10,000 miles a year; over-declaring costs money for nothing.
  • Park off-street. A driveway or garage is one of the largest single levers on an SUV premium.
  • Add a second experienced named driver — a partner with a clean licence often lowers, not raises, the price. Never list them as the main driver if they are not; that is fronting, and it voids the policy.
  • Pay annually. Monthly instalments are a credit agreement and typically add 10–20% APR.
  • Keep it standard. Towbars, roof bars and aftermarket wheels all have to be declared and all nudge the premium up.

For the wider picture across every Tucson engine, trim and model year — including the plug-in hybrid and the 4WD diesel — see the full Hyundai Tucson insurance guide, or check average premiums across the market in our UK car insurance cost index.

FAQs

Hyundai Tucson SE Connect insurance — your questions answered

The Tucson SE Connect spans insurance groups 12 to 18 out of 50 in Thatcham Research figures published by Parkers. The 1.6 TGDi 150PS 2WD manual is group 12 — the cheapest Tucson of any trim to insure — the 48V mild-hybrid manual is group 13, the mild-hybrid DCT automatic is group 14, and the 1.6 TGDi Hybrid 230 self-charging automatic is group 18.
About £660 a year (typically £590–£760) for an experienced driver on comprehensive cover in 2026. That is roughly 13% below the ~£760 Hyundai Tucson model average and about 10% above the ~£600 UK average premium. Drivers in their fifties with a clean licence and off-street parking regularly see £480–£600.
Yes, marginally. SE Connect is the entry trim, so it carries the lowest-value, lowest-power versions of each engine and the smallest wheels — the 1.6 TGDi 2WD manual at group 12 is the single cheapest Tucson to cover. The gap to Premium, N Line or Ultimate on the same engine is only one to two groups, worth roughly £15–£60 a year; the engine you pick matters far more than the trim badge.
Noticeably. The 1.6 TGDi Hybrid 230 SE Connect is group 18 against group 12 for the plain 1.6 TGDi — six groups, or roughly £85–£130 a year for a typical driver. The hybrid has 226bhp instead of 150bhp, a higher list price, and a high-voltage battery and drive unit that are expensive and specialised to repair after a shunt.
Slightly. On the 48V mild-hybrid SE Connect the seven-speed DCT is group 14 against group 13 for the manual — around £15–£25 a year. Automatics usually rate a little higher because the gearbox itself is a costly component and auto cars are quoted with marginally worse claims data. It is rarely a reason to choose one over the other.
Size, value and sensors. A Tucson weighs about 1.5 tonnes, costs far more new than a supermini, and carries radar, camera and parking sensors in the bumpers and screen — all of which push repair bills up after even a minor knock. It also causes more damage to whatever it hits, which raises the third-party element of the premium. Group 12 is still a moderate rating for a family SUV.
Smaller Hyundais and rival compact SUVs. A Hyundai Bayon or Kona 1.0 T-GDi sits around groups 8–13, a Dacia Duster 1.0 TCe around groups 10–13, a Nissan Qashqai 1.3 DIG-T around groups 13–19 and a Kia Sportage 1.6 T-GDi around groups 13–20. Dropping to a Hyundai i20 or i30 saves £80–£150 a year, but you lose the Tucson's space.
Choose the 1.6 TGDi 2WD manual (group 12) over the Hybrid 230 (group 18); quote 21–28 days before renewal across at least two comparison sites plus direct-only insurers; raise your voluntary excess to a level you could genuinely pay; declare realistic mileage; park off-street; add a second experienced named driver; and pay annually rather than by monthly instalments.

Our sources for this guide

  • Parkers / Thatcham Research — Hyundai Tucson SUV (2021 on) insurance groups: 1.6 TGDi SE Connect 2WD group 12, 1.6 TGDi 48V MHD SE Connect 2WD group 13 (DCT group 14), 1.6 TGDi Hybrid 230 SE Connect group 18 — parkers.co.uk
  • Parkers — Tucson SE Connect trim specification: 1.6 TGDi 150PS petrol, 1.6 TGDi 48V mild hybrid and 1.6 TGDi Hybrid 230 (226bhp) engines, 42.2–50.4mpg WLTP — parkers.co.uk
  • Finder UK — Hyundai Tucson model-average comprehensive premium and insurance-group range — finder.com
  • ABI Motor Insurance Premium Tracker Q1 2026 — UK average paid comprehensive premium £560, drawn from around 28 million live policies — abi.org.uk
  • Confused.com Price Index Q2 2026 — average quoted comprehensive premium £719 — confused.com
  • NimbleFins — UK average car insurance cost research and SUV cost-of-ownership data — nimblefins.co.uk

Reviewed by the Car Insurance Expert editorial team

Reviewed by the Car Insurance Expert editorial team (motor pricing desk). Methodology: insurance groups taken from Thatcham Research ratings as published by Parkers for the specific SE Connect derivatives; premium figures anchored to published ABI and aggregator averages, with trim and age ranges presented as clearly-labelled composite estimates rather than live quotes. We do not sell insurance and have no insurer affiliations.

Spotted an error or want to suggest content? Email editorial@carinsuranceexpert.co.uk.

Last updated: 28 July 2026

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