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Guide · By Vehicle · Nissan Qashqai Tekna

Nissan Qashqai Tekna insurance cost UK 2026

The Nissan Qashqai Tekna costs around £815 a year to insure in 2026 on the 1.3 DiG-T 158 mild-hybrid petrol in insurance group 18, rising to about £1,085 for the 1.5 e-POWER hybrid in group 27. Tekna variants span groups 13 to 29 — the widest spread of any Qashqai trim — so the engine you choose matters far more than the badge. That petrol figure sits just below the £851 Qashqai model average but well above the roughly £600 a typical UK driver pays. Below: cost by driver age, why Tekna rates where it does, cheaper alternatives and how to cut the quote. For every trim compared, see the full Nissan Qashqai insurance guide.

Cost by age → Full Qashqai guide
Typical Nissan Qashqai Tekna insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

Group 13–29
Tekna petrol vs e-POWER
£815–£1,085
Typical comprehensive premium per year
+£90 vs mid
Tekna petrol vs N-Connecta
Direct Answer

How much does it cost to insure a Qashqai Tekna in 2026?

A typical low-risk UK driver pays around £815 a year — roughly £68 a month — for comprehensive cover on a Nissan Qashqai Tekna with the 1.3 DiG-T 158 mild-hybrid petrol engine, and about £1,085 a year for the 1.5 e-POWER hybrid Tekna. The Tekna is the second-from-top trim in a range that runs Acenta Premium, N-Connecta, N-Design, Tekna and Tekna+, and it is the point at which Qashqai insurance costs start to climb meaningfully.

Two things drive that. First, powertrain: Parkers and Thatcham Research rate mild-hybrid petrol Teknas from group 13 to group 22, while every e-POWER Tekna lands in group 26 to 29 — a jump of ten or more groups for the same body and badge. Second, specification: Tekna adds a Bose premium audio system, heated front seats, a heated steering wheel and windscreen, larger alloy wheels and the full ProPILOT driver-assistance suite. That kit raises both the replacement value and the cost of a repair, and Thatcham’s rating reflects it. Full trim-by-trim figures live in our complete Nissan Qashqai insurance guide, and UK-wide benchmarks come from the UK Car Insurance Cost Index.

The Numbers

Qashqai Tekna insurance cost by driver age (2026)

Age remains the single biggest variable in a Qashqai Tekna quote. The figures below are indicative annual comprehensive premiums for the group-18 1.3 DiG-T 158 mild hybrid — the Tekna volume seller — alongside the group-27 1.5 e-POWER, assuming an average UK postcode, a clean licence and around 8,000 miles a year.

Nissan Qashqai Tekna 1.3 DiG-T insurance cost by driver age — UK 2026
A 50–64-year-old pays about £720 for a petrol Tekna; a 17–19-year-old pays nearly four times that.
17–19£2,640 20–24£2,080 25–29£1,360 30–39£980 40–49£815 50–64£720 65+£765

Source: Parkers / Thatcham Research insurance-group ratings for the Qashqai SUV (2021 on) Tekna variants, NimbleFins Qashqai cost data, Confused.com Price Index Q2 2026, ABI Q1 2026 Motor Premium Tracker and a Car Insurance Expert composite quote sample.

Driver age band1.3 DiG-T 158 Tekna (group 18)1.5 e-POWER Tekna (group 27)
17–19£2,640£3,515
20–24£2,080£2,770
25–29£1,360£1,810
30–39£980£1,305
40–49£815£1,085
50–64£720£960
65+£765£1,020

Sources: Parkers / Thatcham insurance-group ratings (Tekna groups 13–29), NimbleFins Qashqai cost data (£851 model average), Confused.com Price Index Q2 2026 (£719 UK average quoted), ABI Q1 2026 Motor Premium Tracker (£560 average paid) and a Car Insurance Expert composite quote sample. Indicative comprehensive premiums for a clean-licence driver in an average postcode; your own quote will vary with postcode, no-claims discount, mileage and occupation.

Why Group 13–29

Why the Tekna sits where it does

The Tekna is not one insurance risk — it is a dozen. Parkers’ published Thatcham ratings for the current Qashqai (2021 onwards) show a remarkable spread across Tekna variants alone:

  • 1.3 DiG-T MH Tekna (140PS) — group 13: the cheapest Tekna to insure, and cheaper than plenty of N-Connectas
  • 1.3 DiG-T MH 158 Tekna Xtronic — group 15; the 4WD Xtronic rates group 16
  • 1.3 DiG-T MH 158 Tekna manual — groups 18 to 22 depending on wheel and roof options
  • 1.5 e-POWER Tekna (190PS) — groups 26 to 27
  • 1.5 e-POWER 205 Tekna — group 27, with some listings up to group 29

Three structural reasons explain the position. Repair cost comes first: Tekna adds a Bose sound system with speakers built into the door cards and headlining, a heated windscreen with embedded elements, and a fuller sensor array for ProPILOT. Every one of those raises the bill for an otherwise routine bump. Value at risk comes second — the e-POWER Tekna lists at around £39,680 and the Tekna+ at roughly £43,210, against about £33,500 for a petrol Tekna, so the insurer’s total-loss exposure differs by thousands. Performance and drivetrain come third: e-POWER drives the wheels with an electric motor fed by a 1.5-litre turbo generator, producing 190PS and up to 205PS in Sport mode, and that hybrid hardware is both more powerful and dearer to replace than a mild-hybrid petrol.

Against its siblings, a group-18 petrol Tekna costs roughly £90 a year more than the group-15 Qashqai N-Connecta and about £175 more than an entry Acenta Premium in group 12. Move up to the range-topping e-POWER Tekna+ in group 30 and you are looking at around £1,240 — some £425 a year above the petrol Tekna for the same driver. The badge on the boot is worth relatively little; the engine and options list are worth a great deal.

Pay Less

Cheaper alternatives — and how to cut a Tekna quote

If a Tekna quote looks steep, there are two levers: buy a cheaper-to-insure car, or work the policy you already have.

Cheaper to insure than a Qashqai Tekna:

  • Qashqai Tekna 1.3 DiG-T MH 140 — group 13, around £700 a year: the same trim, the smaller engine, roughly £115 saved
  • Qashqai Acenta Premium 1.3 DiG-T 140 — group 12, around £640: the cheapest route into a Qashqai at all
  • Ford Puma Titanium — groups from about 9 to 12, typically £550–£680: a smaller crossover with similar equipment
  • Skoda Karoq SE L 1.5 TSI — groups from about 13 to 16, typically £650–£790: Qashqai-sized, comparably specified, a group or two cheaper
  • Dacia Duster Journey — groups from about 10 to 14, typically £560–£720: the budget SUV pick
  • Toyota C-HR Design hybrid — groups from about 17 to 21: a like-for-like hybrid rival that undercuts the e-POWER Tekna by several groups

Keeping the Tekna and paying less:

  1. Choose the mild-hybrid petrol over e-POWER — the single largest saving available, worth roughly £270 a year at group 18 versus group 27 for a typical driver
  2. Pick the Xtronic automatic on the DiG-T 158 — Parkers rates it group 15 against group 18 for the manual, which is unusual but consistently listed
  3. Leave the panoramic glass roof off the options list — it is expensive to replace and can lift a Tekna several groups
  4. Raise your voluntary excess — going from £150 to £500 typically trims 8–15% off a premium of this size
  5. Build and protect no-claims discount — five claim-free years can cut a Tekna quote by 60% or more, which dwarfs every other tactic here
  6. Pay annually and declare honest mileage — monthly instalments add £70–£130 a year in interest on an £815 premium
  7. Compare at least five insurers, three weeks before renewal — the spread on a Qashqai is routinely £200-plus, and quotes are cheapest around 21 days out. If your renewal still looks wrong, see what is pushing UK premiums up in 2026
Common Questions

Nissan Qashqai Tekna insurance FAQs

The Qashqai Tekna spans insurance groups 13 to 29 depending on engine and options. The 1.3 DiG-T mild-hybrid 140 rates group 13, the DiG-T 158 with the Xtronic automatic rates group 15 (group 16 in 4WD form), and the DiG-T 158 manual rates group 18 to 22. Every 1.5 e-POWER Tekna sits in group 26 to 29. Most quoted Tekna premiums refer to the group-18 DiG-T 158.
A typical low-risk UK driver pays around £815 a year for comprehensive cover on a group-18 1.3 DiG-T 158 Tekna and about £1,085 on the group-27 1.5 e-POWER Tekna in 2026. Experienced drivers aged 50 to 64 pay closer to £720 on the petrol, while 17 to 19-year-olds face roughly £2,640. Postcode, no-claims discount and annual mileage can move any of these by several hundred pounds.
Yes, modestly. A group-18 petrol Tekna costs roughly £90 a year more than a group-15 N-Connecta and about £175 more than an entry Acenta Premium in group 12. It is still cheaper than the range-topping Tekna+, where the e-POWER version reaches group 30 and around £1,240 a year. The gap between trims is far smaller than the gap between the petrol and e-POWER engines within Tekna itself.
Power, parts and price. The e-POWER produces 190PS, rising to 205PS in Sport mode, against 158PS for the mild-hybrid petrol. Its drivetrain pairs a 1.5-litre turbo generator with a traction motor and battery, all of which are costly to repair or replace after a collision. And it lists around £6,000 higher, so the insurer's total-loss exposure is greater. Thatcham reflects all three, rating e-POWER Teknas group 26 to 29 versus 13 to 22 for the petrol — a difference worth roughly £270 a year.
Indirectly, yes. Thatcham's rating weighs repair cost heavily, and Tekna's standard Bose system, heated windscreen, heated steering wheel and larger alloys all add to the bill for an average repair. That is a large part of why Tekna variants rate above their N-Connecta equivalents on identical engines. Optional extras that genuinely move the group — most notably a panoramic glass roof — must always be declared when you quote, as an undeclared factory option can compromise a claim.
Choose the mild-hybrid petrol rather than e-POWER, specify the DiG-T 158 with the Xtronic automatic (group 15 rather than group 18), skip the panoramic roof, raise your voluntary excess to £500, pay annually instead of monthly, and protect your no-claims discount. Then compare at least five insurers about three weeks before renewal. A low-risk driver over 50 doing all of that can cover a petrol Tekna for around £700 to £720 a year.
High. A 17 to 19-year-old faces around £2,640 a year on the petrol Tekna and roughly £3,500 on the e-POWER; by 20 to 24 the petrol falls to about £2,080 and by 25 to 29 to around £1,360. Telematics policies typically cut 10 to 25% for careful young drivers. In practice a group-18-plus Tekna is a poor first car from an insurance standpoint — a group-13 Tekna 140 or a group-12 Acenta Premium is a far more sensible starting point.
The Ford Puma (groups from around 9), Dacia Duster (from around 10), Skoda Karoq and SEAT Ateca in mid petrol trims (roughly 11 to 16) all undercut a group-18 petrol Tekna, typically saving £60 to £180 a year for the same driver. If you want to stay with Nissan, the Tekna 1.3 DiG-T 140 in group 13 or the Acenta Premium in group 12 are the cheapest Qashqais to cover. For a hybrid alternative, the Toyota C-HR sits several groups below the e-POWER Tekna.

Our sources

Reviewed by the Car Insurance Expert editorial team

Figures are compiled from Parkers/Thatcham published group ratings, NimbleFins, Finder, Confused.com and ABI data plus our own multi-insurer quote sampling, refreshed quarterly and reviewed by the Car Insurance Expert editorial team. Vehicle specification and pricing verified against Nissan UK. Premiums shown are indicative and not quotations. Questions: editorial@carinsuranceexpert.co.uk.

Last updated: 2026-07-28

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