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Citroen C5 Aircross insurance cost UK 2026

Citroen C5 Aircross insurance averages about £894 a year for comprehensive cover in 2026 on our composite sample, with the mainstream petrol and hybrid versions rating insurance groups 16 to 20 and the plug-in hybrid and electric versions climbing to groups 27–30. That puts the C5 Aircross around 24% above the ~£719 UK average quoted premium — the 1.2 PureTech 130 and Hybrid 145 trims keep costs sensible, while the 1.6 Plug-in Hybrid 225 and the electric ë-C5 Aircross cost noticeably more to cover. Groups by version, premiums by age and the cheapest ways to insure one are below.

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Typical Citroen C5 Aircross insurance costs

Independent research from our UK cost index — sourced from ABI and Confused.com published data.

Groups 16-30
Petrol/hybrid 16-20 — PHEV & electric to 30
£894/yr
Average comprehensive premium (composite, 2026)
24% above avg
vs £719 average quoted premium (Confused.com)
Direct Answer

Why Citroen C5 Aircross insurance costs what it does

For a typical experienced driver, comprehensive cover on a Citroen C5 Aircross averages around £894 a year in 2026 on our composite quote sample — about 24% above the ~£719 average quoted premium in the Confused.com Price Index, and well above the ~£560 the ABI says motorists actually paid on average (quoted and paid figures are measured on different bases, so never compare one directly with the other). The C5 Aircross is a mid-size family SUV, and where you land on that average depends almost entirely on which version you pick, because the badge spans three very different rating bands:

  1. Petrol and diesel mainstream (groups 16–19) — the 1.2 PureTech 130 petrol rates group 16 in entry Sense trim on the 2018–2025 car, rising to group 19 on higher trims, and the 1.5 BlueHDi 130 diesel sits at groups 17–19. These are the cheapest C5 Aircross versions to insure: a group 16 petrol is where the range starts, and a 50-year-old on that car quotes about £705 a year on our sample.
  2. The 2025-on Hybrid 145 (groups 18–20) — the current self-charging 1.2 Hybrid 145 rates group 18 in You trim, 19 in Plus and 20 in Max and Max Edition. A modest step up from the old petrol, the mild-hybrid drivetrain, a higher list price and standard driver-assistance kit — including a windscreen camera that needs recalibrating after a glass replacement — nudge repair bills, and therefore the Thatcham group, upwards.
  3. Plug-in hybrid and electric (groups 27–30) — the 1.6 Plug-in Hybrid rates groups 27–28 on the 2018–2025 car and the newer 225hp version groups 29–30, while the fully electric ë-C5 Aircross spans groups 27–30. The high-voltage battery is the single most expensive component on the car, and battery inspection or replacement after even moderate accident damage keeps these claims costs — and groups — far higher than the petrol equivalents.

The pattern is the same one that runs through the whole Citroen range: it is the drivetrain, not the C5 Aircross name itself, that decides the premium. A mainstream petrol or hybrid carries no theft premium — the C5 Aircross is not a target for organised theft, and its claims profile is dominated by low-speed urban and car-park knocks — while the plug-in and electric versions carry the EV repair-cost loading that sits on almost every battery car in 2026.

Premium Data · 2026

Citroen C5 Aircross insurance cost by driver age

Composite comprehensive quotes for 2026. The age rows are for a group 16 1.2 PureTech 130 — the cheapest route into C5 Aircross ownership — while the final row is our average across all versions and ages. A Hybrid 145 in groups 18–20, or a plug-in or electric version in groups 27–30, will quote above the age-row figures shown here.

Citroen C5 Aircross insurance cost by driver age — UK 2026
A 20-year-old pays nearly double an over-50’s premium — and the all-versions average runs above the £719 UK average quote.
Age 20 (group 16)£1,340 Age 30 (group 16)£872 Age 40 (group 16)£742 Age 50 (group 16)£705 All versions avg£894

Source: Car Insurance Expert 2026 composite quote sample (age-banded quotes and all-versions average), benchmarked to the Confused.com Price Index.

Driver profileTypical annual premiumBasis
Age 20£1,340Group 16 PureTech 130, comprehensive
Age 30£872Group 16 PureTech 130, comprehensive
Age 40£742Group 16 PureTech 130, comprehensive
Age 50£705Group 16 PureTech 130, comprehensive
All ages, all versions£894Composite average, comprehensive

Source: Car Insurance Expert 2026 composite quote sample across major UK insurers for C5 Aircross profiles. Benchmarks: Confused.com Price Index ~£719 average quoted premium (June 2026); ABI ~£560 average paid (Q2 2026) — different bases, never mixed here.

Insurance Groups

Citroen C5 Aircross insurance groups by version

Group ratings for popular C5 Aircross versions on the UK 1–50 scale — the higher the group, the dearer the cover. New to the system? See our insurance groups guide.

VersionEngineInsurance group
Sense / Feel / Flair (2018–2025)1.2 PureTech 13016–19
Diesel range (2018–2025)1.5 BlueHDi 13017–19
You / Plus / Max (2025 on)1.2 Hybrid 14518–20
Plug-in Hybrid (2018–2025)1.6 PHEV 225 e-EAT827–28
Plug-in Hybrid Max (2025 on)1.6 PHEV 22529–30
ë-C5 Aircross electric (2025 on)73–97kWh electric27–30

Source: Parkers group-rating data (Thatcham Group Rating Panel determinations) for the 2018–2025 and 2025-on C5 Aircross and the electric ë-C5 Aircross SUV; Honest John for the C5 Aircross Hybrid range. Checked August 2026.

Pay Less

The cheapest way to insure a Citroen C5 Aircross

Pick the version before you pick the insurer. The single biggest lever is the group gap between drivetrains: a 1.2 PureTech 130 or a Hybrid 145 in groups 16–20 will always undercut a plug-in hybrid or electric ë-C5 Aircross in groups 27–30 for the same driver. On our sample a group 16 petrol costs a 50-year-old about £705 a year; the equivalent plug-in or EV can quote several hundred pounds more for an identical profile, purely on the battery repair loading. For a young driver the gap is starker still.

Then work the policy itself. Pay annually if you possibly can — monthly instalments typically add around 7–10% in interest over the year. A black box (telematics) policy routinely takes hundreds off a young C5 Aircross driver’s quote; a realistic annual mileage, an off-road or driveway parking spot, a sensible voluntary excess and an experienced named driver all trim the price further. Because the C5 Aircross straddles petrol, hybrid, plug-in and electric, always compare like-for-like — the drivetrains can sit with different insurers’ sweet spots, and a quote that is competitive on the petrol can be poor on the EV.

Considering alternatives? If the plug-in or electric group 27–30 rating stings, the obvious swap is the self-charging Hybrid 145 in groups 18–20 rather than a different badge. If you want a smaller, cheaper Citroen, the Citroen C4 averages about £787 a year and the Citroen C3 about £673 — some £107 and £221 less than the C5 Aircross respectively. You can compare more models in our insurance costs by vehicle hub.

FAQ

Citroen C5 Aircross insurance — your questions answered

It depends on the version. The 1.2 PureTech 130 petrol rates groups 16–19 on the 2018–2025 car and the 1.5 BlueHDi 130 diesel groups 17–19. The current 2025-on 1.2 Hybrid 145 rates group 18 in You trim, 19 in Plus and 20 in Max. The 1.6 Plug-in Hybrid rates groups 27–28 on the older car and 29–30 on the 225hp version, and the fully electric ë-C5 Aircross spans groups 27–30. So the range runs from group 16 to group 30 depending on drivetrain and trim.
Our 2026 composite sample puts the all-versions Citroen C5 Aircross average at about £894 a year for comprehensive cover — around 24% above the ~£719 UK average quoted premium in the Confused.com Price Index. On a group 16 1.2 PureTech 130 the samples ran from about £705 a year at age 50 to £1,340 at age 20. A plug-in hybrid or electric version in groups 27–30 quotes higher again.
Because of the battery. The 1.6 Plug-in Hybrid rates groups 27–28 on the 2018–2025 car and 29–30 on the newer 225hp version — roughly 10 groups above the petrol. The high-voltage battery is the most expensive single component on the car, and after even moderate accident damage it often needs specialist inspection or replacement, which makes claims far dearer to settle. Higher power and a higher list price add to it. If running costs allow, the self-charging Hybrid 145 in groups 18–20 is much cheaper to cover.
No — it is a little dearer, on average. Our all-versions C5 Aircross figure of about £894 a year sits roughly 24% above the ~£719 UK average quoted comprehensive premium in the Confused.com Price Index (June 2026). It is a mid-size family SUV rather than a supermini, so its groups start higher. Note the ABI’s ~£560 figure measures premiums actually paid, which is a different basis — the comparison here uses quoted data against quoted data. Picking a group 16–18 petrol or hybrid pulls the C5 Aircross closer to the average.
The 1.2 PureTech 130 petrol in entry Sense trim (group 16 on the 2018–2025 car) is the cheapest C5 Aircross to cover, where our over-50 sample quote was about £705 a year. Among current cars the 1.2 Hybrid 145 in You trim (group 18) is the cheapest new option. The plug-in hybrid and electric versions all rate groups 27–30, so there is no cheap pick among them — the drivetrain, not the trim, is what decides the price.
For the petrol and self-charging hybrid versions, yes. A 1.2 PureTech 130 or Hybrid 145 in groups 16–20 is competitively grouped for a mid-size family SUV — slightly lower than a like-for-like Peugeot 3008 and well below a Dacia Bigster on many trims. It carries no theft premium and its claims profile is dominated by low-speed knocks. The plug-in hybrid and electric versions are a harder case for a keen-price policy because of the battery loading in groups 27–30.
They are close, because the two SUVs share the same underpinnings and much of the same running gear. The mainstream C5 Aircross petrol and hybrid versions rate marginally lower than the equivalent Peugeot 3008 trims, so a like-for-like C5 Aircross often quotes a touch cheaper. At the top of both ranges the plug-in hybrid and electric versions converge in the high-20s to group 30, where premiums are driven by battery repair costs rather than the badge. Always compare the exact trim and drivetrain rather than the model name.
Both, in the wrong direction. Paying monthly instead of annually typically adds around 7–10% over the year because instalments carry interest, so the annual lump sum is almost always cheaper. Modifications — from alloys to remaps or towbars — must be declared and usually raise the premium on a car whose group rating assumes standard, cheap-to-repair parts; an undeclared modification can void a claim entirely.

Our sources

Reviewed by the Car Insurance Expert editorial team

Premium figures on this page are drawn from a Car Insurance Expert composite quote sample and cross-checked against the Confused.com Price Index and ABI premium tracker; insurance groups are verified against current Thatcham Group Rating Panel determinations via Parkers. Quoted and paid averages are always labelled and never mixed.

Last updated: 27 August 2026

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